American Funds 2020 Target Date Retirement Fd Cl F-1

Frequently Asked Questions About FAOTX

What does FAOTX invest in?

This investment vehicle aims for capital appreciation, income generation, and the preservation of principal. The fund's strategy involves allocating its assets across a diverse array of underlying American Funds, with specific combinations and weightings determined by the advisor to meet these objectives. These underlying holdings encompass various investment categories, including growth, growth-and-income, equity-income, balanced, and fixed income funds, each designed with distinct goals. A key feature is the increased allocation towards fixed income, equity-income, and balanced funds as the fund advances beyond its designated target retirement year.

What is the expense ratio of FAOTX?

American Funds 2020 Target Date Retirement Fd Cl F-1 (FAOTX) charges an expense ratio of 0.66%. This is the annual fee deducted from fund assets to cover management and operations.

How big is FAOTX?

American Funds 2020 Target Date Retirement Fd Cl F-1 (FAOTX) manages $14.09B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure — funds below ~$50M are at higher risk of liquidation.

Is FAOTX actively managed or an index fund?

FAOTX's management style is described in the fund's prospectus. See the description on the Summary tab for the published strategy.

When was FAOTX launched?

American Funds 2020 Target Date Retirement Fd Cl F-1 (FAOTX) launched in February 2014 and is managed by Capital Group.

How has FAOTX performed?

FAOTX's total return — price change plus reinvested distributions — is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon.