- What does CVBF invest in?
- CVB Financial Corp. (CVBF) serves as the parent organization for Citizens Business Bank, a state-chartered financial institution that delivers a broad spectrum of banking and financial services. The bank primarily caters to individuals and small to medium-sized businesses. Its product offerings include a full range of deposit accounts, such as checking, savings, money market accounts, and certificates of deposit (CDs), available for both personal and business clients. Citizens Business Bank also functions as an authorized depository for federal tax payments. On the lending side, CVBF provides diverse commercial financing options, including lines of credit, working capital solutions, accounts receivable financing, and letters of credit. It extends specialized agricultural loans to support the operational needs of wholesale dairy farms, cattle feeders, livestock raisers, and other farmers. The bank also facilitates lease financing for municipal governments and offers loans for commercial real estate and construction projects. For individual consumers, financing products encompass automobile leases and loans, lines of credit, credit cards, home mortgages, and home equity lines of credit (HELOCs). Beyond core banking, the company delivers various specialized services, such as treasury management systems for cash flow monitoring, merchant card processing, secure armored pick-up and delivery, payroll solutions, remote check deposit, and a suite of electronic fund transfer capabilities including wires, ACH, and comprehensive online account access. Through its CitizensTrust Division, CVBF offers trust and wealth management services, which cover fiduciary duties, mutual funds, annuities, 401(k) plans, and individual investment accounts. As of December 31, 2021, the company maintained an extensive network of 58 banking centers across key California regions, including the Inland Empire, Los Angeles, Orange, San Diego, Ventura, Santa Barbara, and Central Valley counties. Additionally, it operated three dedicated trust offices in Ontario, Newport Beach, and Pasadena, alongside two loan production offices situated in California's Central Valley and Sacramento areas. CVB Financial Corp. was established in 1974 and has its headquarters in Ontario, California.
- What is the expense ratio of CVBF?
- An expense ratio for CVB Financial Corp. (CVBF) is not available from our data sources — neither our market-data feed nor the SEC's structured prospectus and annual-report datasets report one for this share class. The fund's prospectus on the issuer's site carries the authoritative fee.
- What is CVBF's dividend yield?
- CVBF's trailing-twelve-month yield is 4.42%, calculated from the sum of dividends over the past year divided by the current price.
- What is the duration of CVBF?
- Effective duration measures CVBF's sensitivity to interest-rate changes — a duration of 6 means a 1% rate move shifts NAV by roughly 6% in the opposite direction. CVBF's current duration is published on the fund's factsheet on the issuer's website.
- What is the credit quality of CVBF?
- CVBF's credit quality breakdown — the share of holdings rated AAA through CCC and below — is published on the fund's factsheet. Higher-quality (investment-grade) funds yield less but carry less default risk than high-yield / junk bond funds.
- What is the yield to maturity of CVBF?
- Yield to maturity (YTM) is the total return you'd earn from CVBF if every bond in the portfolio is held to maturity at the current price. CVBF's YTM is published on the fund's factsheet on the issuer's website — it differs from the trailing-12-month yield because YTM reflects current bond prices rather than historical income paid.
