

Two popular cash-focused ETFs both claim to follow the money, but they measure cash at completely different points in the process, and for investors building retirement income, that distinction changes everything about what lands in their account.

Most index funds hand the biggest companies the biggest stakes, but three ETFs tear up that rulebook and each uses a completely different formula to decide who wins a spot and how much of your money they get.

Ray Dalio warns that rising bond yields could pressure stocks. Explore five cash-flow-focused ETFs to identify financially resilient companies.

COWZ, QUAL, and SPHQ each aim to put you in higher-quality companies, but their portfolios barely recognize each other. Before you stack two of these funds for diversification, you need to see how little ground they actually share.

Retiring at 67 with a fixed withdrawal feels safe until the market drops in year two and every share you sell cheaply is gone before the recovery begins. Three ETFs can change how much damage that first drawdown in retirement actually does.

Launched on 12/16/2016, the Pacer US Cash Cows 100 ETF (COWZ) is a smart beta exchange traded fund offering broad exposure to the Style Box - Large Cap Value category of the market.

Launched on December 16, 2016, the Pacer US Cash Cows 100 ETF (COWZ) is a passively managed exchange traded fund designed to provide a broad exposure to the Large Cap Value segment of the US equity market.

Pacer US Cash Cows 100 ETF is rated 'hold' due to inferior growth and quality metrics versus VFLO, despite similar free cash flow yields. COWZ's strategy relies on historical free cash flows and lacks forward-looking growth screens, resulting in inconsistent portfolio-level growth rates and performance. VFLO's inclusion of expected free cash flow and an explicit growth screen leads to superior and more consistent fundamental balance. It also has substantially outperformed COWZ since its inception.