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Crystal Valley Financial Corporation serves as the holding entity for First State Bank, providing a comprehensive suite of banking products and services to individuals and businesses across Northern Indiana, specifically within Elkhart and St. Joseph counties. The company's deposit solutions encompass checking, savings, and money market accounts, alongside certificates of deposit. Lending options are diverse, featuring consumer, personal, home equity, and mortgage loans, in addition to specialized business financing such as term loans, lines of credit, agricultural loans, commercial real…