# Upstart Holdings, Inc. (UPST): Dividend & Fundamentals

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- Sector: Financial Services · Industry: Financial - Credit Services
- Exchange: NASDAQ · Trading currency: USD

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

## Quote & Key Metrics

As of 2026-10-29:

| Metric | Value |
|---|---|
| Price | $24.84 USD |
| Market Cap | $2.42B |
| P/E (TTM) | 23.18 |
| EPS (TTM) | $1.07 |
| 52-Week Range | $22.21 – $52.10 |
| Dividend Yield (TTM) | — |

## Dividend

UPST has no dividend payment history in our records.

## Frequently Asked Questions

### What does Upstart Holdings, Inc. do?

Upstart Holdings, Inc. (UPST) operates in the Financial - Credit Services industry within the Financial Services sector. Full company description, peers, and segment breakdown are on the page above.

### What is UPST's market cap?

Upstart Holdings, Inc. (UPST) has a market capitalization of approximately $2.42 billion, as of October 29, 2026, based on the most recent share price and shares outstanding.

### Does UPST pay a dividend?

No, Upstart Holdings, Inc. (UPST) does not currently pay a regular dividend. Many growth-stage companies reinvest earnings into the business instead of returning capital to shareholders. The Dividend tab tracks any future declarations.

### Has UPST ever paid a dividend?

No. Dividend Data's records show no dividend payments from Upstart Holdings, Inc. (UPST). A first dividend would appear on the Dividend tab once it is declared.

## More on Dividend Data

- Overview (HTML): https://www.dividenddata.com/stocks/upst
- Dividend history & safety: https://www.dividenddata.com/stocks/upst/dividend
- Earnings & EPS: https://www.dividenddata.com/stocks/upst/earnings
- Financial statements: https://www.dividenddata.com/stocks/upst/financials/income
- Valuation multiples: https://www.dividenddata.com/stocks/upst/valuation
- Peer comparison: https://www.dividenddata.com/stocks/upst/peers

Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.