# United Community Banks, Inc. (UCB): Dividend & Fundamentals

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- Sector: Financial Services · Industry: Banks - Regional
- Exchange: NYSE · Trading currency: USD

United Community Banks, Inc. functions as the parent entity for United Community Bank, through which it delivers a comprehensive array of financial solutions. These offerings cater to a diverse clientele, encompassing commercial enterprises, individual consumers, governmental bodies, educational institutions, and entities within the energy, healthcare, and real estate industries. Its core banking activities include accepting various deposit accounts, such as checking, savings, and money market options. The institution extends a broad spectrum of lending products, including real estate, cons...

## Quote & Key Metrics

As of 2026-10-23:

| Metric | Value |
|---|---|
| Price | $36.99 USD |
| Market Cap | $4.43B |
| P/E (TTM) | 12.80 |
| EPS (TTM) | $2.89 |
| 52-Week Range | $28.65 – $37.34 |
| Dividend Yield (TTM) | 2.73% |

## Dividend

| Metric | Value |
|---|---|
| Yield (TTM) | 2.73% |
| Annual Dividend (TTM) | $1.01 /share |
| Annual Dividend (Forward) | $1.04 /share |
| Frequency | Quarterly |
| Consecutive Growth Streak | 11 years |
| Growth CAGR 1Y / 3Y / 5Y / 10Y | 4.0% / 4.2% / 5.4% / 12.5% |
| Payout Ratio (EPS, TTM) | 32.8% |
| Payout Ratio (FCF, TTM) | 29.2% |
| Payout Ratio (EPS, forward dividend) | 34.1% |
| Payout Ratio (FCF, forward dividend) | 30.3% |

### Recent Payments

| Ex-Date | Amount | Pay Date |
|---|---|---|
| 2026-09-15 | $0.2600 | 2026-10-05 |
| 2026-06-15 | $0.2500 | 2026-07-03 |
| 2026-03-13 | $0.2500 | 2026-04-03 |
| 2025-12-15 | $0.2500 | 2026-01-05 |
| 2025-09-15 | $0.2500 | 2025-10-03 |
| 2025-06-13 | $0.2400 | 2025-07-03 |
| 2025-03-14 | $0.2400 | 2025-04-04 |
| 2024-12-16 | $0.2400 | 2025-01-06 |
| 2024-09-16 | $0.2400 | 2024-10-04 |
| 2024-06-14 | $0.2300 | 2024-07-05 |
| 2024-03-14 | $0.2300 | 2024-04-05 |
| 2023-12-14 | $0.2300 | 2024-01-05 |

Full history: https://www.dividenddata.com/stocks/ucb/dividend

## Frequently Asked Questions

### What does United Community Banks, Inc. do?

United Community Banks, Inc. (UCB) operates in the Banks - Regional industry within the Financial Services sector. Full company description, peers, and segment breakdown are on the page above.

### What is UCB's market cap?

United Community Banks, Inc. (UCB) has a market capitalization of approximately $4.43 billion, as of October 23, 2026, based on the most recent share price and shares outstanding.

### Does UCB pay a dividend?

Yes, United Community Banks, Inc. (UCB) pays a dividend quarterly, with a trailing-twelve-month yield of 2.73%. Full distribution history, payout ratios, and growth rates are on the Dividend tab.

### How often does UCB pay dividends?

United Community Banks, Inc. pays dividends quarterly. The forward annual rate is $1.04 per share at the current declared cadence. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page.

### What is UCB's payout ratio?

United Community Banks, Inc.'s payout ratio is the percentage of earnings (and free cash flow) returned to shareholders as dividends. Current EPS and FCF coverage are shown in the payout cards above, with green / amber / red coloring indicating sustainability.

## More on Dividend Data

- Overview (HTML): https://www.dividenddata.com/stocks/ucb
- Dividend history & safety: https://www.dividenddata.com/stocks/ucb/dividend
- Earnings & EPS: https://www.dividenddata.com/stocks/ucb/earnings
- Financial statements: https://www.dividenddata.com/stocks/ucb/financials/income
- Valuation multiples: https://www.dividenddata.com/stocks/ucb/valuation
- Peer comparison: https://www.dividenddata.com/stocks/ucb/peers

Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.