# United Bankshares, Inc. (UBSI): Dividend & Fundamentals

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- Sector: Financial Services · Industry: Banks - Regional
- Exchange: NASDAQ · Trading currency: USD

Founded in 1982 and headquartered in Charleston, West Virginia, United Bankshares, Inc. operates as a prominent financial holding company. It offers a comprehensive array of banking solutions for both commercial clients and individual customers throughout the United States, primarily organized into its Community Banking and Mortgage Banking divisions. The company provides various deposit options, such as checking, savings, money market, and retirement accounts. Its lending portfolio is equally diverse, encompassing financing for commercial enterprises and real estate, personal and student l...

## Quote & Key Metrics

As of 2026-10-23:

| Metric | Value |
|---|---|
| Price | $48.67 USD |
| Market Cap | $6.63B |
| P/E (TTM) | 13.19 |
| EPS (TTM) | $3.69 |
| 52-Week Range | $34.68 – $49.62 |
| Dividend Yield (TTM) | 3.12% |

## Dividend

| Metric | Value |
|---|---|
| Yield (TTM) | 3.12% |
| Annual Dividend (TTM) | $1.52 /share |
| Annual Dividend (Forward) | $1.52 /share |
| Frequency | Quarterly |
| Consecutive Growth Streak | 52 years |
| Growth CAGR 1Y / 3Y / 5Y / 10Y | 2.7% / 1.8% / 1.7% / 1.4% |
| Payout Ratio (EPS, TTM) | 41.3% |
| Payout Ratio (FCF, TTM) | — |
| Payout Ratio (EPS, forward dividend) | 41.5% |
| Payout Ratio (FCF, forward dividend) | — |

### Recent Payments

| Ex-Date | Amount | Pay Date |
|---|---|---|
| 2026-09-11 | $0.3800 | 2026-10-01 |
| 2026-06-12 | $0.3800 | 2026-07-01 |
| 2026-03-13 | $0.3800 | 2026-04-01 |
| 2025-12-12 | $0.3800 | 2026-01-02 |
| 2025-09-12 | $0.3700 | 2025-10-01 |
| 2025-06-13 | $0.3700 | 2025-07-01 |
| 2025-03-14 | $0.3700 | 2025-04-01 |
| 2024-12-13 | $0.3700 | 2025-01-02 |
| 2024-09-13 | $0.3700 | 2024-10-01 |
| 2024-06-14 | $0.3700 | 2024-07-01 |
| 2024-03-07 | $0.3700 | 2024-04-01 |
| 2023-12-07 | $0.3700 | 2024-01-02 |

Full history: https://www.dividenddata.com/stocks/ubsi/dividend

## Frequently Asked Questions

### What does United Bankshares, Inc. do?

United Bankshares, Inc. (UBSI) operates in the Banks - Regional industry within the Financial Services sector. Full company description, peers, and segment breakdown are on the page above.

### What is UBSI's market cap?

United Bankshares, Inc. (UBSI) has a market capitalization of approximately $6.63 billion, as of October 23, 2026, based on the most recent share price and shares outstanding.

### Does UBSI pay a dividend?

Yes, United Bankshares, Inc. (UBSI) pays a dividend quarterly, with a trailing-twelve-month yield of 3.12%. Full distribution history, payout ratios, and growth rates are on the Dividend tab.

### How often does UBSI pay dividends?

United Bankshares, Inc. pays dividends quarterly. The forward annual rate is $1.52 per share at the current declared cadence. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page.

### What is UBSI's payout ratio?

United Bankshares, Inc.'s payout ratio is the percentage of earnings (and free cash flow) returned to shareholders as dividends. Current EPS and FCF coverage are shown in the payout cards above, with green / amber / red coloring indicating sustainability.

## More on Dividend Data

- Overview (HTML): https://www.dividenddata.com/stocks/ubsi
- Dividend history & safety: https://www.dividenddata.com/stocks/ubsi/dividend
- Earnings & EPS: https://www.dividenddata.com/stocks/ubsi/earnings
- Financial statements: https://www.dividenddata.com/stocks/ubsi/financials/income
- Valuation multiples: https://www.dividenddata.com/stocks/ubsi/valuation
- Peer comparison: https://www.dividenddata.com/stocks/ubsi/peers

Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.