# Synchrony Financial (SYF): Dividend & Fundamentals

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- Sector: Financial Services · Industry: Financial - Credit Services
- Exchange: NYSE · Trading currency: USD

Synchrony Financial, along with its various subsidiaries, functions as a leading provider of consumer financial services across the United States. The company offers a comprehensive range of credit products, encompassing diverse credit card options such as private label, co-branded, and general-purpose cards, alongside commercial credit solutions and consumer installment loans for both short and long durations. Additionally, Synchrony provides consumer banking services, including a variety of deposit products like certificates of deposit, individual retirement accounts, money market account...

## Quote & Key Metrics

As of 2026-10-22:

| Metric | Value |
|---|---|
| Price | $75.09 USD |
| Market Cap | $24.43B |
| P/E (TTM) | 7.81 |
| EPS (TTM) | $9.61 |
| 52-Week Range | $63.08 – $88.77 |
| Dividend Yield (TTM) | 1.65% |

## Dividend

| Metric | Value |
|---|---|
| Yield (TTM) | 1.65% |
| Annual Dividend (TTM) | $1.24 /share |
| Annual Dividend (Forward) | $1.36 /share |
| Frequency | Quarterly |
| Consecutive Growth Streak | 5 years |
| Growth CAGR 1Y / 3Y / 5Y / 10Y | 13.3% / 10.8% / 9.1% / 10.1% |
| Payout Ratio (EPS, TTM) | 12.3% |
| Payout Ratio (FCF, TTM) | 4.1% |
| Payout Ratio (EPS, forward dividend) | 13.9% |
| Payout Ratio (FCF, forward dividend) | 4.6% |

### Recent Payments

| Ex-Date | Amount | Pay Date |
|---|---|---|
| 2026-11-05 | $0.3400 | 2026-11-16 |
| 2026-08-05 | $0.3400 | 2026-08-17 |
| 2026-05-05 | $0.3000 | 2026-05-15 |
| 2026-02-06 | $0.3000 | 2026-02-17 |
| 2025-11-05 | $0.3000 | 2025-11-17 |
| 2025-08-05 | $0.3000 | 2025-08-15 |
| 2025-05-05 | $0.3000 | 2025-05-15 |
| 2025-02-03 | $0.2500 | 2025-02-18 |
| 2024-11-04 | $0.2500 | 2024-11-15 |
| 2024-08-05 | $0.2500 | 2024-08-15 |
| 2024-05-03 | $0.2500 | 2024-05-15 |
| 2024-02-02 | $0.2500 | 2024-02-15 |

Full history: https://www.dividenddata.com/stocks/syf/dividend

## Frequently Asked Questions

### What does Synchrony Financial do?

Synchrony Financial (SYF) operates in the Financial - Credit Services industry within the Financial Services sector. Full company description, peers, and segment breakdown are on the page above.

### What is SYF's market cap?

Synchrony Financial (SYF) has a market capitalization of approximately $24.43 billion, as of October 22, 2026, based on the most recent share price and shares outstanding.

### Does SYF pay a dividend?

Yes, Synchrony Financial (SYF) pays a dividend quarterly, with a trailing-twelve-month yield of 1.65%. Full distribution history, payout ratios, and growth rates are on the Dividend tab.

### How often does SYF pay dividends?

Synchrony Financial pays dividends quarterly. The forward annual rate is $1.36 per share at the current declared cadence. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page.

### What is SYF's payout ratio?

Synchrony Financial's payout ratio is the percentage of earnings (and free cash flow) returned to shareholders as dividends. Current EPS and FCF coverage are shown in the payout cards above, with green / amber / red coloring indicating sustainability.

## More on Dividend Data

- Overview (HTML): https://www.dividenddata.com/stocks/syf
- Dividend history & safety: https://www.dividenddata.com/stocks/syf/dividend
- Earnings & EPS: https://www.dividenddata.com/stocks/syf/earnings
- Financial statements: https://www.dividenddata.com/stocks/syf/financials/income
- Valuation multiples: https://www.dividenddata.com/stocks/syf/valuation
- Peer comparison: https://www.dividenddata.com/stocks/syf/peers

Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.