# Ready Capital Corporation (RC): Dividend & Fundamentals

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- Sector: Real Estate · Industry: REIT - Mortgage
- Exchange: NYSE · Trading currency: USD

Ready Capital Corporation is a U.S.-based entity primarily engaged in the real estate finance sector. Its business activities encompass the procurement, generation, administration, servicing, and funding of various loan types, including commercial loans of small to moderate value (SBC loans), those guaranteed by the Small Business Administration (SBA loans), and residential mortgages. Additionally, it deals in mortgage-backed securities, predominantly supported by SBC loans or other property-linked financial instruments. The organization conducts its operations through three distinct divisi...

## Quote & Key Metrics

As of 2026-10-23:

| Metric | Value |
|---|---|
| Price | $1.05 USD |
| Market Cap | $173.5M |
| P/E (TTM) | — |
| EPS (TTM) | −$2.84 |
| 52-Week Range | $0.96 – $3.22 |
| Dividend Yield (TTM) | 3.81% |

## Dividend

| Metric | Value |
|---|---|
| Yield (TTM) | 3.81% |
| Annual Dividend (TTM) | $0.04 /share |
| Annual Dividend (Forward) | $0.04 /share |
| Frequency | Quarterly |
| Consecutive Growth Streak | 0 years |
| Growth CAGR 1Y / 3Y / 5Y / 10Y | -92.0% / -69.7% / -52.6% / -30.5% |
| Payout Ratio (EPS, TTM) | -4.5% |
| Payout Ratio (FCF, TTM) | 2.5% |
| Payout Ratio (EPS, forward dividend) | -1.2% |
| Payout Ratio (FCF, forward dividend) | 0.7% |

### Recent Payments

| Ex-Date | Amount | Pay Date |
|---|---|---|
| 2026-09-30 | $0.0100 | 2026-10-30 |
| 2026-06-30 | $0.0100 | 2026-07-31 |
| 2026-03-31 | $0.0100 | 2026-04-30 |
| 2025-12-31 | $0.0100 | 2026-01-30 |
| 2025-09-30 | $0.1250 | 2025-10-31 |
| 2025-06-30 | $0.1250 | 2025-07-31 |
| 2025-03-31 | $0.1250 | 2025-04-30 |
| 2024-12-31 | $0.2500 | 2025-01-31 |
| 2024-09-30 | $0.2500 | 2024-10-31 |
| 2024-06-28 | $0.3000 | 2024-07-31 |
| 2024-03-27 | $0.3000 | 2024-04-30 |
| 2023-12-28 | $0.3000 | 2024-01-31 |

Full history: https://www.dividenddata.com/stocks/rc/dividend

## Frequently Asked Questions

### What does Ready Capital Corporation do?

Ready Capital Corporation (RC) operates in the REIT - Mortgage industry within the Real Estate sector. Full company description, peers, and segment breakdown are on the page above.

### What is RC's market cap?

Ready Capital Corporation (RC) has a market capitalization of approximately $173.5 million, as of October 23, 2026, based on the most recent share price and shares outstanding.

### Does RC pay a dividend?

Yes, Ready Capital Corporation (RC) pays a dividend quarterly, with a trailing-twelve-month yield of 3.81%. Full distribution history, payout ratios, and growth rates are on the Dividend tab.

### Is RC profitable?

Ready Capital Corporation (RC) currently reports negative earnings on a trailing-twelve-month basis. The Earnings and Financials tabs show the full EPS history, revenue trend, and analyst forecasts for future profitability.

### How often does RC pay dividends?

Ready Capital Corporation pays dividends quarterly. The forward annual rate is $0.04 per share at the current declared cadence. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page.

### What is RC's payout ratio?

Ready Capital Corporation's payout ratio is the percentage of earnings (and free cash flow) returned to shareholders as dividends. Current EPS and FCF coverage are shown in the payout cards above, with green / amber / red coloring indicating sustainability.

### How are RC's dividends taxed?

Ready Capital Corporation (RC) is a real estate investment trust (REIT). REIT distributions are typically a mix of ordinary income, capital gains, and return of capital, and are reported on Form 1099-DIV. Consult a tax advisor for your specific situation. This is not tax advice.

## More on Dividend Data

- Overview (HTML): https://www.dividenddata.com/stocks/rc
- Dividend history & safety: https://www.dividenddata.com/stocks/rc/dividend
- Earnings & EPS: https://www.dividenddata.com/stocks/rc/earnings
- Financial statements: https://www.dividenddata.com/stocks/rc/financials/income
- Valuation multiples: https://www.dividenddata.com/stocks/rc/valuation
- Peer comparison: https://www.dividenddata.com/stocks/rc/peers

Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.