# OceanFirst Financial Corp. (OCFC): Dividend & Fundamentals

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- Sector: Financial Services · Industry: Banks - Regional
- Exchange: NASDAQ · Trading currency: USD

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residen...

## Quote & Key Metrics

As of 2026-10-26:

| Metric | Value |
|---|---|
| Price | $16.48 USD |
| Market Cap | $1.59B |
| P/E (TTM) | 10.11 |
| EPS (TTM) | $1.63 |
| 52-Week Range | $15.60 – $20.61 |
| Dividend Yield (TTM) | 4.85% |

## Dividend

| Metric | Value |
|---|---|
| Yield (TTM) | 4.85% |
| Annual Dividend (TTM) | $0.80 /share |
| Annual Dividend (Forward) | $0.80 /share |
| Frequency | Quarterly |
| Consecutive Growth Streak | 0 years |
| Growth CAGR 1Y / 3Y / 5Y / 10Y | 0.0% / 0.0% / 3.3% / 4.4% |
| Payout Ratio (EPS, TTM) | 94.5% |
| Payout Ratio (FCF, TTM) | 49.9% |
| Payout Ratio (EPS, forward dividend) | 94.5% |
| Payout Ratio (FCF, forward dividend) | 49.9% |

### Recent Payments

| Ex-Date | Amount | Pay Date |
|---|---|---|
| 2026-08-10 | $0.2000 | 2026-08-21 |
| 2026-04-27 | $0.2000 | 2026-05-08 |
| 2026-02-02 | $0.2000 | 2026-02-13 |
| 2025-11-03 | $0.2000 | 2025-11-14 |
| 2025-08-04 | $0.2000 | 2025-08-15 |
| 2025-05-05 | $0.2000 | 2025-05-16 |
| 2025-02-03 | $0.2000 | 2025-02-14 |
| 2024-11-04 | $0.2000 | 2024-11-15 |
| 2024-08-05 | $0.2000 | 2024-08-16 |
| 2024-05-03 | $0.2000 | 2024-05-17 |
| 2024-02-02 | $0.2000 | 2024-02-16 |
| 2023-11-03 | $0.2000 | 2023-11-17 |

Full history: https://www.dividenddata.com/stocks/ocfc/dividend

## Frequently Asked Questions

### What does OceanFirst Financial Corp. do?

OceanFirst Financial Corp. (OCFC) operates in the Banks - Regional industry within the Financial Services sector. Full company description, peers, and segment breakdown are on the page above.

### What is OCFC's market cap?

OceanFirst Financial Corp. (OCFC) has a market capitalization of approximately $1.59 billion, as of October 26, 2026, based on the most recent share price and shares outstanding.

### Does OCFC pay a dividend?

Yes, OceanFirst Financial Corp. (OCFC) pays a dividend quarterly, with a trailing-twelve-month yield of 4.85%. Full distribution history, payout ratios, and growth rates are on the Dividend tab.

### How often does OCFC pay dividends?

OceanFirst Financial Corp. pays dividends quarterly. The forward annual rate is $0.80 per share at the current declared cadence. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page.

### What is OCFC's payout ratio?

OceanFirst Financial Corp.'s payout ratio is the percentage of earnings (and free cash flow) returned to shareholders as dividends. Current EPS and FCF coverage are shown in the payout cards above, with green / amber / red coloring indicating sustainability.

## More on Dividend Data

- Overview (HTML): https://www.dividenddata.com/stocks/ocfc
- Dividend history & safety: https://www.dividenddata.com/stocks/ocfc/dividend
- Earnings & EPS: https://www.dividenddata.com/stocks/ocfc/earnings
- Financial statements: https://www.dividenddata.com/stocks/ocfc/financials/income
- Valuation multiples: https://www.dividenddata.com/stocks/ocfc/valuation
- Peer comparison: https://www.dividenddata.com/stocks/ocfc/peers

Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.