# NBT Bancorp Inc. (NBTB): Dividend & Fundamentals

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- Sector: Financial Services · Industry: Banks - Regional
- Exchange: NASDAQ · Trading currency: USD

NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments. The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans, commercial construction loans, commercial rea...

## Quote & Key Metrics

As of 2026-10-23:

| Metric | Value |
|---|---|
| Price | $52.87 USD |
| Market Cap | $2.75B |
| P/E (TTM) | 12.96 |
| EPS (TTM) | $4.08 |
| 52-Week Range | $39.45 – $54.50 |
| Dividend Yield (TTM) | 2.86% |

## Dividend

| Metric | Value |
|---|---|
| Yield (TTM) | 2.86% |
| Annual Dividend (TTM) | $1.51 /share |
| Annual Dividend (Forward) | $1.60 /share |
| Frequency | Quarterly |
| Consecutive Growth Streak | 14 years |
| Growth CAGR 1Y / 3Y / 5Y / 10Y | 8.1% / 7.7% / 7.4% / 5.7% |
| Payout Ratio (EPS, TTM) | 36.3% |
| Payout Ratio (FCF, TTM) | — |
| Payout Ratio (EPS, forward dividend) | 39.2% |
| Payout Ratio (FCF, forward dividend) | — |

### Recent Payments

| Ex-Date | Amount | Pay Date |
|---|---|---|
| 2026-09-01 | $0.4000 | 2026-09-15 |
| 2026-06-01 | $0.3700 | 2026-06-15 |
| 2026-03-02 | $0.3700 | 2026-03-16 |
| 2025-12-01 | $0.3700 | 2025-12-15 |
| 2025-08-29 | $0.3700 | 2025-09-15 |
| 2025-06-02 | $0.3400 | 2025-06-16 |
| 2025-03-03 | $0.3400 | 2025-03-17 |
| 2024-12-02 | $0.3400 | 2024-12-16 |
| 2024-08-30 | $0.3400 | 2024-09-13 |
| 2024-06-03 | $0.3200 | 2024-06-17 |
| 2024-02-29 | $0.3200 | 2024-03-15 |
| 2023-11-30 | $0.3200 | 2023-12-15 |

Full history: https://www.dividenddata.com/stocks/nbtb/dividend

## Frequently Asked Questions

### What does NBT Bancorp Inc. do?

NBT Bancorp Inc. (NBTB) operates in the Banks - Regional industry within the Financial Services sector. Full company description, peers, and segment breakdown are on the page above.

### What is NBTB's market cap?

NBT Bancorp Inc. (NBTB) has a market capitalization of approximately $2.75 billion, as of October 23, 2026, based on the most recent share price and shares outstanding.

### Does NBTB pay a dividend?

Yes, NBT Bancorp Inc. (NBTB) pays a dividend quarterly, with a trailing-twelve-month yield of 2.86%. Full distribution history, payout ratios, and growth rates are on the Dividend tab.

### How often does NBTB pay dividends?

NBT Bancorp Inc. pays dividends quarterly. The forward annual rate is $1.60 per share at the current declared cadence. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page.

### What is NBTB's payout ratio?

NBT Bancorp Inc.'s payout ratio is the percentage of earnings (and free cash flow) returned to shareholders as dividends. Current EPS and FCF coverage are shown in the payout cards above, with green / amber / red coloring indicating sustainability.

## More on Dividend Data

- Overview (HTML): https://www.dividenddata.com/stocks/nbtb
- Dividend history & safety: https://www.dividenddata.com/stocks/nbtb/dividend
- Earnings & EPS: https://www.dividenddata.com/stocks/nbtb/earnings
- Financial statements: https://www.dividenddata.com/stocks/nbtb/financials/income
- Valuation multiples: https://www.dividenddata.com/stocks/nbtb/valuation
- Peer comparison: https://www.dividenddata.com/stocks/nbtb/peers

Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.