# Mechanics Bank (MCHB): Dividend & Fundamentals

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- Sector: Financial Services · Industry: Banks - Regional
- Exchange: NASDAQ · Trading currency: USD

Mechanics Bank delivers a comprehensive suite of financial solutions, catering to the diverse needs of individual clients and small to mid-sized businesses. Its foundational offerings include a variety of checking and savings accounts. Beyond core deposit services, the bank provides an extensive portfolio of lending options, encompassing personal loans for homes and automobiles, various business financing such as term loans, lines of credit, equipment financing, and Small Business Administration (SBA) loans. It also specializes in multi-family, commercial, and owner-occupied real estate len...

## Quote & Key Metrics

As of 2026-10-26:

| Metric | Value |
|---|---|
| Price | $15.13 USD |
| Market Cap | $3.33B |
| P/E (TTM) | 11.73 |
| EPS (TTM) | $1.29 |
| 52-Week Range | $12.92 – $17.38 |
| Dividend Yield (TTM) | 10.31% |

## Dividend

| Metric | Value |
|---|---|
| Yield (TTM) | 10.31% |
| Annual Dividend (TTM) | $1.56 /share |
| Annual Dividend (Forward) | $1.00 /share |
| Frequency | Quarterly |
| Consecutive Growth Streak | 1 years |
| Growth CAGR 1Y / 3Y / 5Y / 10Y | 150.0% / 35.7% / 0.0% / 10.8% |
| Payout Ratio (EPS, TTM) | 104.8% |
| Payout Ratio (FCF, TTM) | 113.5% |
| Payout Ratio (EPS, forward dividend) | 80.0% |
| Payout Ratio (FCF, forward dividend) | 86.7% |

### Recent Payments

| Ex-Date | Amount | Pay Date |
|---|---|---|
| 2026-08-28 | $0.2500 | 2026-09-01 |
| 2026-05-22 | $0.7000 | 2026-05-28 |
| 2026-03-09 | $0.4000 | 2026-03-19 |
| 2025-12-08 | $0.2100 | 2025-12-15 |
| 2023-11-07 | $0.1000 | 2023-11-22 |
| 2023-08-08 | $0.1000 | 2023-08-23 |
| 2023-05-09 | $0.1000 | 2023-05-24 |
| 2023-02-07 | $0.3500 | 2023-02-22 |
| 2022-11-07 | $0.3500 | 2022-11-22 |
| 2022-08-08 | $0.3500 | 2022-08-23 |
| 2022-05-09 | $0.3500 | 2022-05-24 |
| 2022-02-08 | $0.3500 | 2022-02-23 |

Full history: https://www.dividenddata.com/stocks/mchb/dividend

## Frequently Asked Questions

### What does Mechanics Bank do?

Mechanics Bank (MCHB) operates in the Banks - Regional industry within the Financial Services sector. Full company description, peers, and segment breakdown are on the page above.

### What is MCHB's market cap?

Mechanics Bank (MCHB) has a market capitalization of approximately $3.33 billion, as of October 26, 2026, based on the most recent share price and shares outstanding.

### Does MCHB pay a dividend?

Yes, Mechanics Bank (MCHB) pays a dividend quarterly, with a trailing-twelve-month yield of 10.31%. Full distribution history, payout ratios, and growth rates are on the Dividend tab.

### How often does MCHB pay dividends?

Mechanics Bank pays dividends quarterly. The forward annual rate is $1.00 per share at the current declared cadence. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page.

### What is MCHB's payout ratio?

Mechanics Bank's payout ratio is the percentage of earnings (and free cash flow) returned to shareholders as dividends. Current EPS and FCF coverage are shown in the payout cards above, with green / amber / red coloring indicating sustainability.

## More on Dividend Data

- Overview (HTML): https://www.dividenddata.com/stocks/mchb
- Dividend history & safety: https://www.dividenddata.com/stocks/mchb/dividend
- Earnings & EPS: https://www.dividenddata.com/stocks/mchb/earnings
- Financial statements: https://www.dividenddata.com/stocks/mchb/financials/income
- Valuation multiples: https://www.dividenddata.com/stocks/mchb/valuation
- Peer comparison: https://www.dividenddata.com/stocks/mchb/peers

Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.