# Live Oak Bancshares, Inc. (LOB): Dividend & Fundamentals

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- Sector: Financial Services · Industry: Banks - Regional
- Exchange: NYSE · Trading currency: USD

Live Oak Bancshares, Inc., established in 2008 and based in Wilmington, North Carolina, functions as the parent entity for Live Oak Banking Company. This financial institution delivers a comprehensive array of commercial banking solutions to individuals, small enterprises, and professionals, with operations spanning North Carolina and the broader United States. Its deposit product lineup features both noninterest-bearing demand accounts and various interest-bearing options, including checking, money market, savings, and time deposits. On the lending side, Live Oak extends financing through...

## Quote & Key Metrics

As of 2026-10-23:

| Metric | Value |
|---|---|
| Price | $35.15 USD |
| Market Cap | $1.63B |
| P/E (TTM) | 12.51 |
| EPS (TTM) | $2.81 |
| 52-Week Range | $29.36 – $44.53 |
| Dividend Yield (TTM) | 0.34% |

## Dividend

| Metric | Value |
|---|---|
| Yield (TTM) | 0.34% |
| Annual Dividend (TTM) | $0.12 /share |
| Annual Dividend (Forward) | $0.12 /share |
| Frequency | Quarterly |
| Consecutive Growth Streak | 0 years |
| Growth CAGR 1Y / 3Y / 5Y / 10Y | 0.0% / 0.0% / 0.0% / 4.1% |
| Payout Ratio (EPS, TTM) | 4.2% |
| Payout Ratio (FCF, TTM) | -10.6% |
| Payout Ratio (EPS, forward dividend) | 4.2% |
| Payout Ratio (FCF, forward dividend) | -10.6% |

### Recent Payments

| Ex-Date | Amount | Pay Date |
|---|---|---|
| 2026-09-01 | $0.0300 | 2026-09-15 |
| 2026-06-02 | $0.0300 | 2026-06-15 |
| 2026-03-05 | $0.0300 | 2026-03-15 |
| 2025-12-02 | $0.0300 | 2025-12-15 |
| 2025-09-02 | $0.0300 | 2025-09-15 |
| 2025-06-03 | $0.0300 | 2025-06-17 |
| 2025-02-25 | $0.0300 | 2025-03-11 |
| 2024-12-02 | $0.0300 | 2024-12-16 |
| 2024-09-03 | $0.0300 | 2024-09-17 |
| 2024-06-04 | $0.0300 | 2024-06-18 |
| 2024-02-26 | $0.0300 | 2024-03-12 |
| 2023-11-27 | $0.0300 | 2023-12-12 |

Full history: https://www.dividenddata.com/stocks/lob/dividend

## Frequently Asked Questions

### What does Live Oak Bancshares, Inc. do?

Live Oak Bancshares, Inc. (LOB) operates in the Banks - Regional industry within the Financial Services sector. Full company description, peers, and segment breakdown are on the page above.

### What is LOB's market cap?

Live Oak Bancshares, Inc. (LOB) has a market capitalization of approximately $1.63 billion, as of October 23, 2026, based on the most recent share price and shares outstanding.

### Does LOB pay a dividend?

Yes, Live Oak Bancshares, Inc. (LOB) pays a dividend quarterly, with a trailing-twelve-month yield of 0.34%. Full distribution history, payout ratios, and growth rates are on the Dividend tab.

### How often does LOB pay dividends?

Live Oak Bancshares, Inc. pays dividends quarterly. The forward annual rate is $0.12 per share at the current declared cadence. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page.

### What is LOB's payout ratio?

Live Oak Bancshares, Inc.'s payout ratio is the percentage of earnings (and free cash flow) returned to shareholders as dividends. Current EPS and FCF coverage are shown in the payout cards above, with green / amber / red coloring indicating sustainability.

## More on Dividend Data

- Overview (HTML): https://www.dividenddata.com/stocks/lob
- Dividend history & safety: https://www.dividenddata.com/stocks/lob/dividend
- Earnings & EPS: https://www.dividenddata.com/stocks/lob/earnings
- Financial statements: https://www.dividenddata.com/stocks/lob/financials/income
- Valuation multiples: https://www.dividenddata.com/stocks/lob/valuation
- Peer comparison: https://www.dividenddata.com/stocks/lob/peers

Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.