# Indian Overseas Bank (IOB.NS): Dividend & Fundamentals

> Markdown mirror of https://www.dividenddata.com/stocks/iob.ns for AI agents. Same live data as the HTML page, regenerated on the same refresh cycle. Not investment advice.

- Sector: Financial Services · Industry: Banks - Regional
- Exchange: NSE · Trading currency: INR

Established in Chennai, India, in 1937, Indian Overseas Bank provides a comprehensive suite of banking and financial services, operating both domestically and in select international markets. Its core activities are divided across distinct segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and other specialized banking operations. The bank caters to diverse deposit requirements, offering demand, savings, current, fixed, and term accounts, in addition to foreign currency facilities for non-residents. Its extensive lending products include financing for homes, vehicles, jewelry,...

## Quote & Key Metrics

As of 2026-10-23:

| Metric | Value |
|---|---|
| Price | ₹28.90 INR |
| Market Cap | ₹556.52B |
| P/E (TTM) | 9.44 |
| EPS (TTM) | ₹3.06 |
| 52-Week Range | ₹28.42 – ₹41.29 |
| Dividend Yield (TTM) | — |

## Dividend

| Metric | Value |
|---|---|
| Yield (TTM) | — |
| Annual Dividend (TTM) | — /share |
| Annual Dividend (Forward) | — /share |
| Frequency | Annual |
| Consecutive Growth Streak | 0 years |
| Growth CAGR 1Y / 3Y / 5Y / 10Y | -55.6% / -17.0% / -10.6% / 0.2% |
| Payout Ratio (EPS, TTM) | — |
| Payout Ratio (FCF, TTM) | — |
| Payout Ratio (EPS, forward dividend) | — |
| Payout Ratio (FCF, forward dividend) | — |

### Recent Payments

| Ex-Date | Amount | Pay Date |
|---|---|---|
| 2014-06-19 | ₹0.5000 | 2014-07-27 |
| 2014-02-10 | ₹0.7000 | 2014-02-28 |
| 2013-06-20 | ₹2.0000 | 2013-07-28 |
| 2012-06-21 | ₹4.5000 | 2012-07-29 |
| 2011-07-04 | ₹5.0000 | 2011-08-11 |
| 2010-05-26 | ₹3.5000 | 2010-08-19 |
| 2009-05-21 | ₹4.5000 | 2009-07-01 |
| 2008-05-05 | ₹3.5000 | 2008-06-01 |
| 2007-05-07 | ₹3.0000 | 2007-06-01 |
| 2006-05-11 | ₹2.6000 | 2006-05-28 |
| 2005-05-12 | ₹1.0000 | 2005-05-29 |
| 2004-11-11 | ₹1.4000 | 2004-11-24 |

Full history: https://www.dividenddata.com/stocks/iob.ns/dividend

## Frequently Asked Questions

### What does Indian Overseas Bank do?

Indian Overseas Bank (IOB.NS) operates in the Banks - Regional industry within the Financial Services sector. Full company description, peers, and segment breakdown are on the page above.

### What is IOB.NS's market cap?

Indian Overseas Bank (IOB.NS) has a market capitalization of approximately ₹556.52 billion, as of October 23, 2026, based on the most recent share price and shares outstanding.

### Does IOB.NS pay a dividend?

No, Indian Overseas Bank (IOB.NS) is not currently paying a dividend. Its last ex-dividend date was June 19, 2014 (₹0.50 per share), and no payment has been declared since. The full historical payment record is on the Dividend tab.

### How often did IOB.NS pay dividends?

Indian Overseas Bank paid dividends annually until 2014; nothing has been declared since. Each historical ex-dividend date, record date, and payment date is listed in the dividend history table on this page.

### What is IOB.NS's payout ratio?

Indian Overseas Bank's payout ratio is the percentage of earnings (and free cash flow) returned to shareholders as dividends. Current EPS and FCF coverage are shown in the payout cards above, with green / amber / red coloring indicating sustainability.

## More on Dividend Data

- Overview (HTML): https://www.dividenddata.com/stocks/iob.ns
- Dividend history & safety: https://www.dividenddata.com/stocks/iob.ns/dividend
- Earnings & EPS: https://www.dividenddata.com/stocks/iob.ns/earnings
- Financial statements: https://www.dividenddata.com/stocks/iob.ns/financials/income
- Valuation multiples: https://www.dividenddata.com/stocks/iob.ns/valuation
- Peer comparison: https://www.dividenddata.com/stocks/iob.ns/peers

Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.