# Independent Bank Corporation (IBCP): Dividend & Fundamentals

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- Sector: Financial Services · Industry: Banks - Regional
- Exchange: NASDAQ · Trading currency: USD

As the holding company for Independent Bank, Independent Bank Corporation provides diverse banking services to both individual consumers and businesses. Its comprehensive suite of offerings includes checking and savings accounts, commercial lending, direct and indirect consumer financing, and mortgage solutions, along with safe deposit boxes. Customers also benefit from accessible automatic teller machines, internet banking, and mobile banking capabilities. The company further diversifies its portfolio with title insurance, insurance brokerage, and investment services. Headquartered in Gran...

## Quote & Key Metrics

As of 2026-10-27:

| Metric | Value |
|---|---|
| Price | $36.47 USD |
| Market Cap | $751.3M |
| P/E (TTM) | 10.36 |
| EPS (TTM) | $3.52 |
| 52-Week Range | $29.83 – $39.24 |
| Dividend Yield (TTM) | 3.02% |

## Dividend

| Metric | Value |
|---|---|
| Yield (TTM) | 3.02% |
| Annual Dividend (TTM) | $1.10 /share |
| Annual Dividend (Forward) | $1.12 /share |
| Frequency | Quarterly |
| Consecutive Growth Streak | 11 years |
| Growth CAGR 1Y / 3Y / 5Y / 10Y | 7.7% / 6.8% / 5.9% / 10.8% |
| Payout Ratio (EPS, TTM) | 31.4% |
| Payout Ratio (FCF, TTM) | — |
| Payout Ratio (EPS, forward dividend) | 32.6% |
| Payout Ratio (FCF, forward dividend) | — |

### Recent Payments

| Ex-Date | Amount | Pay Date |
|---|---|---|
| 2026-11-03 | $0.2800 | 2026-11-13 |
| 2026-08-04 | $0.2800 | 2026-08-14 |
| 2026-05-04 | $0.2800 | 2026-05-14 |
| 2026-02-03 | $0.2800 | 2026-02-13 |
| 2025-11-04 | $0.2600 | 2025-11-14 |
| 2025-08-05 | $0.2600 | 2025-08-15 |
| 2025-05-05 | $0.2600 | 2025-05-15 |
| 2025-02-04 | $0.2600 | 2025-02-14 |
| 2024-11-05 | $0.2400 | 2024-11-15 |
| 2024-08-05 | $0.2400 | 2024-08-15 |
| 2024-05-02 | $0.2400 | 2024-05-13 |
| 2024-02-02 | $0.2400 | 2024-02-15 |

Full history: https://www.dividenddata.com/stocks/ibcp/dividend

## Frequently Asked Questions

### What does Independent Bank Corporation do?

Independent Bank Corporation (IBCP) operates in the Banks - Regional industry within the Financial Services sector. Full company description, peers, and segment breakdown are on the page above.

### What is IBCP's market cap?

Independent Bank Corporation (IBCP) has a market capitalization of approximately $751.3 million, as of October 27, 2026, based on the most recent share price and shares outstanding.

### Does IBCP pay a dividend?

Yes, Independent Bank Corporation (IBCP) pays a dividend quarterly, with a trailing-twelve-month yield of 3.02%. Full distribution history, payout ratios, and growth rates are on the Dividend tab.

### How often does IBCP pay dividends?

Independent Bank Corporation pays dividends quarterly. The forward annual rate is $1.12 per share at the current declared cadence. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page.

### What is IBCP's payout ratio?

Independent Bank Corporation's payout ratio is the percentage of earnings (and free cash flow) returned to shareholders as dividends. Current EPS and FCF coverage are shown in the payout cards above, with green / amber / red coloring indicating sustainability.

## More on Dividend Data

- Overview (HTML): https://www.dividenddata.com/stocks/ibcp
- Dividend history & safety: https://www.dividenddata.com/stocks/ibcp/dividend
- Earnings & EPS: https://www.dividenddata.com/stocks/ibcp/earnings
- Financial statements: https://www.dividenddata.com/stocks/ibcp/financials/income
- Valuation multiples: https://www.dividenddata.com/stocks/ibcp/valuation
- Peer comparison: https://www.dividenddata.com/stocks/ibcp/peers

Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.