# Community Bank System, Inc. (CBU): Dividend & Fundamentals

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- Sector: Financial Services · Industry: Banks - Regional
- Exchange: NYSE · Trading currency: USD

Community Bank System, Inc. (CBU) serves as the parent company for Community Bank, N.A., providing a broad array of banking and financial services to a diverse clientele including individual consumers, businesses, and local government entities. Its operations are structured into three primary divisions: Banking, Employee Benefit Services, and a residual "All Other" category. The company offers a comprehensive suite of deposit products, such as checking, savings, and money market accounts, alongside certificates of deposit. Its lending portfolio is equally varied, extending to consumer mortg...

## Quote & Key Metrics

As of 2026-10-23:

| Metric | Value |
|---|---|
| Price | $62.37 USD |
| Market Cap | $3.28B |
| P/E (TTM) | 14.31 |
| EPS (TTM) | $4.36 |
| 52-Week Range | $53.46 – $71.11 |
| Dividend Yield (TTM) | 3.05% |

## Dividend

| Metric | Value |
|---|---|
| Yield (TTM) | 3.05% |
| Annual Dividend (TTM) | $1.90 /share |
| Annual Dividend (Forward) | $1.96 /share |
| Frequency | Quarterly |
| Consecutive Growth Streak | 35 years |
| Growth CAGR 1Y / 3Y / 5Y / 10Y | 4.3% / 2.9% / 2.6% / 4.4% |
| Payout Ratio (EPS, TTM) | 43.6% |
| Payout Ratio (FCF, TTM) | 43.0% |
| Payout Ratio (EPS, forward dividend) | 45.5% |
| Payout Ratio (FCF, forward dividend) | 44.8% |

### Recent Payments

| Ex-Date | Amount | Pay Date |
|---|---|---|
| 2026-09-15 | $0.4900 | 2026-10-13 |
| 2026-06-15 | $0.4700 | 2026-07-10 |
| 2026-03-16 | $0.4700 | 2026-04-10 |
| 2025-12-12 | $0.4700 | 2026-01-12 |
| 2025-09-12 | $0.4700 | 2025-10-10 |
| 2025-06-13 | $0.4600 | 2025-07-10 |
| 2025-03-14 | $0.4600 | 2025-04-10 |
| 2024-12-13 | $0.4600 | 2025-01-10 |
| 2024-09-13 | $0.4600 | 2024-10-10 |
| 2024-06-14 | $0.4500 | 2024-07-10 |
| 2024-03-14 | $0.4500 | 2024-04-10 |
| 2023-12-14 | $0.4500 | 2024-01-10 |

Full history: https://www.dividenddata.com/stocks/cbu/dividend

## Frequently Asked Questions

### What does Community Bank System, Inc. do?

Community Bank System, Inc. (CBU) operates in the Banks - Regional industry within the Financial Services sector. Full company description, peers, and segment breakdown are on the page above.

### What is CBU's market cap?

Community Bank System, Inc. (CBU) has a market capitalization of approximately $3.28 billion, as of October 23, 2026, based on the most recent share price and shares outstanding.

### Does CBU pay a dividend?

Yes, Community Bank System, Inc. (CBU) pays a dividend quarterly, with a trailing-twelve-month yield of 3.05%. Full distribution history, payout ratios, and growth rates are on the Dividend tab.

### How often does CBU pay dividends?

Community Bank System, Inc. pays dividends quarterly. The forward annual rate is $1.96 per share at the current declared cadence. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page.

### What is CBU's payout ratio?

Community Bank System, Inc.'s payout ratio is the percentage of earnings (and free cash flow) returned to shareholders as dividends. Current EPS and FCF coverage are shown in the payout cards above, with green / amber / red coloring indicating sustainability.

## More on Dividend Data

- Overview (HTML): https://www.dividenddata.com/stocks/cbu
- Dividend history & safety: https://www.dividenddata.com/stocks/cbu/dividend
- Earnings & EPS: https://www.dividenddata.com/stocks/cbu/earnings
- Financial statements: https://www.dividenddata.com/stocks/cbu/financials/income
- Valuation multiples: https://www.dividenddata.com/stocks/cbu/valuation
- Peer comparison: https://www.dividenddata.com/stocks/cbu/peers

Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.