# Bread Financial Holdings, Inc. (BFH): Dividend & Fundamentals

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- Sector: Financial Services · Industry: Financial - Credit Services
- Exchange: NYSE · Trading currency: USD

Bread Financial Holdings, Inc. offers cutting-edge payment and credit solutions to consumers and various industries throughout North America. Their services include comprehensive financing for credit cards and other loans, which involves managing risk, originating accounts, and providing funding for approximately 130 private label and co-branded credit card programs. They also support around 500 small and medium-sized businesses through their Bread partnerships and issue Comenity-branded general purpose cash-back credit cards. The company is responsible for administering and overseeing all...

## Quote & Key Metrics

As of 2026-10-22:

| Metric | Value |
|---|---|
| Price | $102.45 USD |
| Market Cap | $3.94B |
| P/E (TTM) | 7.51 |
| EPS (TTM) | $13.64 |
| 52-Week Range | $59.26 – $114.53 |
| Dividend Yield (TTM) | 0.90% |

## Dividend

| Metric | Value |
|---|---|
| Yield (TTM) | 0.90% |
| Annual Dividend (TTM) | $0.92 /share |
| Annual Dividend (Forward) | $0.92 /share |
| Frequency | Quarterly |
| Consecutive Growth Streak | 1 years |
| Growth CAGR 1Y / 3Y / 5Y / 10Y | 8.7% / 6.0% / 3.5% / -4.9% |
| Payout Ratio (EPS, TTM) | 7.0% |
| Payout Ratio (FCF, TTM) | 1.6% |
| Payout Ratio (EPS, forward dividend) | 7.2% |
| Payout Ratio (FCF, forward dividend) | 1.7% |

### Recent Payments

| Ex-Date | Amount | Pay Date |
|---|---|---|
| 2026-11-30 | $0.2500 | 2026-12-15 |
| 2026-08-31 | $0.2300 | 2026-09-15 |
| 2026-05-29 | $0.2300 | 2026-06-15 |
| 2026-02-27 | $0.2300 | 2026-03-16 |
| 2025-11-07 | $0.2300 | 2025-12-12 |
| 2025-08-08 | $0.2100 | 2025-09-12 |
| 2025-05-09 | $0.2100 | 2025-06-13 |
| 2025-02-14 | $0.2100 | 2025-03-21 |
| 2024-11-08 | $0.2100 | 2024-12-13 |
| 2024-08-09 | $0.2100 | 2024-09-13 |
| 2024-05-09 | $0.2100 | 2024-06-14 |
| 2024-02-08 | $0.2100 | 2024-03-15 |

Full history: https://www.dividenddata.com/stocks/bfh/dividend

## Frequently Asked Questions

### What does Bread Financial Holdings, Inc. do?

Bread Financial Holdings, Inc. (BFH) operates in the Financial - Credit Services industry within the Financial Services sector. Full company description, peers, and segment breakdown are on the page above.

### What is BFH's market cap?

Bread Financial Holdings, Inc. (BFH) has a market capitalization of approximately $3.94 billion, as of October 22, 2026, based on the most recent share price and shares outstanding.

### Does BFH pay a dividend?

Yes, Bread Financial Holdings, Inc. (BFH) pays a dividend quarterly, with a trailing-twelve-month yield of 0.90%. Full distribution history, payout ratios, and growth rates are on the Dividend tab.

### How often does BFH pay dividends?

Bread Financial Holdings, Inc. pays dividends quarterly. The forward annual rate is $0.92 per share at the current declared cadence. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page.

### What is BFH's payout ratio?

Bread Financial Holdings, Inc.'s payout ratio is the percentage of earnings (and free cash flow) returned to shareholders as dividends. Current EPS and FCF coverage are shown in the payout cards above, with green / amber / red coloring indicating sustainability.

## More on Dividend Data

- Overview (HTML): https://www.dividenddata.com/stocks/bfh
- Dividend history & safety: https://www.dividenddata.com/stocks/bfh/dividend
- Earnings & EPS: https://www.dividenddata.com/stocks/bfh/earnings
- Financial statements: https://www.dividenddata.com/stocks/bfh/financials/income
- Valuation multiples: https://www.dividenddata.com/stocks/bfh/valuation
- Peer comparison: https://www.dividenddata.com/stocks/bfh/peers

Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.