# Innovator U.S. Equity Accelerated Plus ETF - July (XTJL): ETF Facts & Distributions > Markdown mirror of https://www.dividenddata.com/funds/xtjl for AI agents. Same live data as the HTML page, regenerated on the same refresh cycle. Not investment advice. - Issuer: Innovator · Asset class: Equity - Strategy: Passive Index · Inception: 2021-07-01 The Fund seeks to provide returns that are three times those of the SPDR S&P 500 ETF Trust, while approximately matching the ETF's losses from July 1, 2025 to June 30, 2026. The Fund will invest at least 80% of its net assets in a portfolio of FLexible EXchange Options that reference the SPDR S&P 500 ETF Trust. ## Key Facts | Metric | Value | |---|---| | Price | $42.65 | | Expense Ratio | 0.79% | | Assets Under Management | $16.9M | | NAV | $42.35 | | Holdings Count | 5 | | Distribution Yield (TTM) | — | | Annual Distribution (TTM) | — /share | | Distribution Frequency | — | | 52-Week Range | $36.81 – $43.15 | | Beta | 0.58 | ## Frequently Asked Questions ### What does XTJL invest in? The Fund seeks to provide returns that are three times those of the SPDR S&P 500 ETF Trust, while approximately matching the ETF's losses from July 1, 2025 to June 30, 2026. The Fund will invest at least 80% of its net assets in a portfolio of FLexible EXchange Options that reference the SPDR S&P 500 ETF Trust. ### What is the expense ratio of XTJL? Innovator U.S. Equity Accelerated Plus ETF - July (XTJL) charges an expense ratio of 0.79%. This is the annual fee deducted from fund assets to cover management and operations. ### How big is XTJL? Innovator U.S. Equity Accelerated Plus ETF - July (XTJL) manages $16.9M in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure. Funds below ~$50M are at higher risk of liquidation. ### Is XTJL actively managed or an index fund? XTJL is a passive index fund. It tracks a published benchmark by holding the constituents in their published weights. Index funds typically charge low expense ratios (XTJL's is 0.79%) because there's no security selection cost. ### When was XTJL launched? Innovator U.S. Equity Accelerated Plus ETF - July (XTJL) launched in July 2021 and is managed by Innovator. ### How has XTJL performed? XTJL's total return (price change plus reinvested distributions) is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon. ### Does XTJL pay a dividend? Innovator U.S. Equity Accelerated Plus ETF - July (XTJL) currently distributes little or no income. Trailing-twelve-month yield is —. Investors looking for income should consider income-focused alternatives. See the Peers tab. ### How often does XTJL pay dividends? Innovator U.S. Equity Accelerated Plus ETF - July pays dividends on its published schedule. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page. ### What is XTJL's dividend yield? XTJL's trailing-twelve-month yield is —, calculated from the sum of dividends over the past year divided by the current price. ### When is XTJL's next ex-dividend date? XTJL hasn't announced its next ex-date yet. Once declared it'll appear at the top of the dividend history table on this page. ### How much will XTJL's expense ratio cost me over 30 years? On a $10,000 investment compounding at 7% gross return, a 0.79% expense ratio quietly compounds against your balance every year. The Fee Compounding Forecast card above projects the dollar drag for any holding period and assumption you pick. The typical result for a 1.0% expense ratio on a 30-year hold is roughly 25% of the final balance lost to fees. ### How does XTJL charge its expense ratio? The expense ratio is deducted in tiny daily slices from XTJL's net asset value (NAV). You never see a bill. The price quoted on every exchange is already net of fees. There's no "fee day" to avoid; the cost is continuous and built into the trading price. ### Why does XTJL cost more than a fund like VOO? XTJL is a passive index fund (current expense ratio 0.79%). Differences from broad-market ETFs like VOO usually come from index licensing fees, asset class (bond funds typically run cheaper than equity), or fund scale (smaller funds spread fixed operating costs across less AUM). ### Are there cheaper alternatives to XTJL? The Lower-Fee Alternatives card above lists ETFs following the same investment strategy as XTJL (0.79%) but at a lower expense ratio. Each row shows the fee gap, the peer's AUM as a liquidity sanity-check, and a direct link to that fund's analysis page. Cheaper price doesn't automatically mean better. Verify the peer holds what you actually want. ## More on Dividend Data - Overview (HTML): https://www.dividenddata.com/funds/xtjl - Distribution history: https://www.dividenddata.com/funds/xtjl/dividend - Holdings & diversification: https://www.dividenddata.com/funds/xtjl/diversification - Fees & cheaper alternatives: https://www.dividenddata.com/funds/xtjl/expenses - Peer comparison: https://www.dividenddata.com/funds/xtjl/peers Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.