# Vanguard Target Retirement 2060 Fund (VTTSX): Mutual Fund Facts & Distributions > Markdown mirror of https://www.dividenddata.com/funds/vttsx for AI agents. Same live data as the HTML page, regenerated on the same refresh cycle. Not investment advice. - Issuer: Vanguard · Asset class: Multi-Asset - Strategy: Thematic · Inception: 2012-01-19 The Vanguard Target Retirement 2060 Fund offers an all-in-one, expertly managed investment solution that dynamically alters its asset allocation over time. As its projected retirement year draws nearer, the fund gradually transitions from a growth-oriented portfolio with higher stock exposure to a more conservative stance by increasing its bond holdings. This strategic adjustment persists for around seven years past the target retirement date, at which point its investment composition will align with that of the Target Retirement Income Fund. Investors considering this fund should be comfor... ## Key Facts | Metric | Value | |---|---| | Price | $68.28 | | Expense Ratio | 0.08% | | Assets Under Management | $47.10B | | NAV | $68.28 | | Holdings Count | 0 | | Distribution Yield (TTM) | 1.84% | | Annual Distribution (TTM) | $1.25 /share | | Distribution Frequency | Annual | | 52-Week Range | $58.56 – $69.79 | | Beta | 1.19 | ## Latest Distribution - Amount: $1.2535 /share - Ex-date: 2025-12-23 - Pay date: 2025-12-24 ## Frequently Asked Questions ### What does VTTSX invest in? The Vanguard Target Retirement 2060 Fund offers an all-in-one, expertly managed investment solution that dynamically alters its asset allocation over time. As its projected retirement year draws nearer, the fund gradually transitions from a growth-oriented portfolio with higher stock exposure to a more conservative stance by increasing its bond holdings. This strategic adjustment persists for around seven years past the target retirement date, at which point its investment composition will align with that of the Target Retirement Income Fund. Investors considering this fund should be comfortable with the market fluctuations inherent in both equity and fixed-income investments. This option is particularly suitable for individuals planning to retire between 2058 and 2062. ### What is the expense ratio of VTTSX? Vanguard Target Retirement 2060 Fund (VTTSX) charges an expense ratio of 0.08%. This is the annual fee deducted from fund assets to cover management and operations. ### How big is VTTSX? Vanguard Target Retirement 2060 Fund (VTTSX) manages $47.10B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure. Funds below ~$50M are at higher risk of liquidation. ### Is VTTSX actively managed or an index fund? VTTSX's management style is described in the fund's prospectus. See the description on the Summary tab for the published strategy. ### When was VTTSX launched? Vanguard Target Retirement 2060 Fund (VTTSX) launched in January 2012 and is managed by Vanguard. ### How has VTTSX performed? VTTSX's total return (price change plus reinvested distributions) is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon. ### Does VTTSX pay a dividend? Vanguard Target Retirement 2060 Fund (VTTSX) currently distributes little or no income. Trailing-twelve-month yield is 1.84%. Investors looking for income should consider income-focused alternatives. See the Peers tab. ### How often does VTTSX pay dividends? Vanguard Target Retirement 2060 Fund pays dividends Annual. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page. ### What is VTTSX's dividend yield? VTTSX's trailing-twelve-month yield is 1.84%, calculated from the sum of dividends over the past year divided by the current price. ### When is VTTSX's next ex-dividend date? The most recently announced ex-dividend date for VTTSX was 2025-12-23. The next ex-date typically follows Annual; once announced it appears at the top of the dividend history table on this page. ### How much will VTTSX's expense ratio cost me over 30 years? On a $10,000 investment compounding at 7% gross return, a 0.08% expense ratio quietly compounds against your balance every year. The Fee Compounding Forecast card above projects the dollar drag for any holding period and assumption you pick. The typical result for a 1.0% expense ratio on a 30-year hold is roughly 25% of the final balance lost to fees. ### How does VTTSX charge its expense ratio? The expense ratio is deducted in tiny daily slices from VTTSX's net asset value (NAV). You never see a bill. The price quoted on every exchange is already net of fees. There's no "fee day" to avoid; the cost is continuous and built into the trading price. ### Why does VTTSX cost more than a fund like VOO? VTTSX's strategy (current expense ratio 0.08%) is different from a broad-market index tracker like VOO, so its fee belongs to a different cohort. The Cost Verdict card above shows you where VTTSX sits within its own category, which is the comparison that actually matters. ### Are there cheaper alternatives to VTTSX? The Lower-Fee Alternatives card above lists mutual funds following the same investment strategy as VTTSX (0.08%) but at a lower expense ratio. Each row shows the fee gap, the peer's AUM as a liquidity sanity-check, and a direct link to that fund's analysis page. Cheaper price doesn't automatically mean better. Verify the peer holds what you actually want. ## More on Dividend Data - Overview (HTML): https://www.dividenddata.com/funds/vttsx - Distribution history: https://www.dividenddata.com/funds/vttsx/dividend - Holdings & diversification: https://www.dividenddata.com/funds/vttsx/diversification - Fees & cheaper alternatives: https://www.dividenddata.com/funds/vttsx/expenses - Peer comparison: https://www.dividenddata.com/funds/vttsx/peers Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.