# Vanguard Target Retirement 2030 Fund (VTHRX): Mutual Fund Facts & Distributions > Markdown mirror of https://www.dividenddata.com/funds/vthrx for AI agents. Same live data as the HTML page, regenerated on the same refresh cycle. Not investment advice. - Issuer: Vanguard · Asset class: Multi-Asset - Strategy: Thematic · Inception: 2006-06-07 This Vanguard fund delivers a pre-diversified portfolio within a single investment vehicle, automatically adjusting its underlying asset allocation over time. It offers extensive market exposure, systematically decreasing its equity holdings and boosting its allocation to fixed-income securities as the designated retirement year approaches. This adaptive rebalancing continues for roughly seven years past that date, ultimately aligning its asset distribution with that of the Target Retirement Income Fund. Prospective investors should be comfortable with the inherent price fluctuations and ri... ## Key Facts | Metric | Value | |---|---| | Price | $45.03 | | Expense Ratio | 0.08% | | Assets Under Management | $110.60B | | NAV | $45.03 | | Holdings Count | 0 | | Distribution Yield (TTM) | 3.79% | | Annual Distribution (TTM) | $1.71 /share | | Distribution Frequency | Annual | | 52-Week Range | $41.15 – $46.32 | | Beta | 0.95 | ## Latest Distribution - Amount: $1.7063 /share - Ex-date: 2025-12-23 - Pay date: 2025-12-24 ## Frequently Asked Questions ### What does VTHRX invest in? This Vanguard fund delivers a pre-diversified portfolio within a single investment vehicle, automatically adjusting its underlying asset allocation over time. It offers extensive market exposure, systematically decreasing its equity holdings and boosting its allocation to fixed-income securities as the designated retirement year approaches. This adaptive rebalancing continues for roughly seven years past that date, ultimately aligning its asset distribution with that of the Target Retirement Income Fund. Prospective investors should be comfortable with the inherent price fluctuations and risks associated with both the stock and bond markets. This particular fund is designed for individuals anticipating their retirement between 2028 and 2032. ### What is the expense ratio of VTHRX? Vanguard Target Retirement 2030 Fund (VTHRX) charges an expense ratio of 0.08%. This is the annual fee deducted from fund assets to cover management and operations. ### What is VTHRX's dividend yield? VTHRX's trailing-twelve-month yield is 3.79%, calculated from the sum of dividends over the past year divided by the current price. ### How big is VTHRX? Vanguard Target Retirement 2030 Fund (VTHRX) manages $110.60B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure. Funds below ~$50M are at higher risk of liquidation. ### Is VTHRX actively managed or an index fund? VTHRX's management style is described in the fund's prospectus. See the description on the Summary tab for the published strategy. ### When was VTHRX launched? Vanguard Target Retirement 2030 Fund (VTHRX) launched in June 2006 and is managed by Vanguard. ### Does VTHRX pay a dividend? Yes, Vanguard Target Retirement 2030 Fund (VTHRX) distributes dividends to shareholders. The trailing-twelve-month yield is 3.79%. Full dividend history is on this page. ### How often does VTHRX pay dividends? Vanguard Target Retirement 2030 Fund pays dividends Annual. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page. ### When is VTHRX's next ex-dividend date? The most recently announced ex-dividend date for VTHRX was 2025-12-23. The next ex-date typically follows Annual; once announced it appears at the top of the dividend history table on this page. ### How much will VTHRX's expense ratio cost me over 30 years? On a $10,000 investment compounding at 7% gross return, a 0.08% expense ratio quietly compounds against your balance every year. The Fee Compounding Forecast card above projects the dollar drag for any holding period and assumption you pick. The typical result for a 1.0% expense ratio on a 30-year hold is roughly 25% of the final balance lost to fees. ### How does VTHRX charge its expense ratio? The expense ratio is deducted in tiny daily slices from VTHRX's net asset value (NAV). You never see a bill. The price quoted on every exchange is already net of fees. There's no "fee day" to avoid; the cost is continuous and built into the trading price. ### Why does VTHRX cost more than a fund like VOO? VTHRX's strategy (current expense ratio 0.08%) is different from a broad-market index tracker like VOO, so its fee belongs to a different cohort. The Cost Verdict card above shows you where VTHRX sits within its own category, which is the comparison that actually matters. ### Are there cheaper alternatives to VTHRX? The Lower-Fee Alternatives card above lists mutual funds following the same investment strategy as VTHRX (0.08%) but at a lower expense ratio. Each row shows the fee gap, the peer's AUM as a liquidity sanity-check, and a direct link to that fund's analysis page. Cheaper price doesn't automatically mean better. Verify the peer holds what you actually want. ## More on Dividend Data - Overview (HTML): https://www.dividenddata.com/funds/vthrx - Distribution history: https://www.dividenddata.com/funds/vthrx/dividend - Holdings & diversification: https://www.dividenddata.com/funds/vthrx/diversification - Fees & cheaper alternatives: https://www.dividenddata.com/funds/vthrx/expenses - Peer comparison: https://www.dividenddata.com/funds/vthrx/peers Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.