# Vanguard Target Retirement 2070 Fund (VSVNX): Mutual Fund Facts & Distributions > Markdown mirror of https://www.dividenddata.com/funds/vsvnx for AI agents. Same live data as the HTML page, regenerated on the same refresh cycle. Not investment advice. - Issuer: Vanguard · Asset class: Multi-Asset - Strategy: Thematic · Inception: 2022-06-28 The fund invests in a mix of Vanguard mutual funds (underlying funds) according to an asset allocation strategy designed for investors planning to retire and leave the workforce in or within a few years of 2070 (the target year). The fund's asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase. ## Key Facts | Metric | Value | |---|---| | Price | $35.20 | | Expense Ratio | 0.08% | | Assets Under Management | $3.90B | | NAV | $35.20 | | Holdings Count | 0 | | Distribution Yield (TTM) | 1.64% | | Annual Distribution (TTM) | $0.58 /share | | Distribution Frequency | Annual | | 52-Week Range | $30.55 – $36.41 | | Beta | 1.19 | ## Latest Distribution - Amount: $0.5789 /share - Ex-date: 2025-12-23 - Pay date: 2025-12-24 ## Frequently Asked Questions ### What does VSVNX invest in? The fund invests in a mix of Vanguard mutual funds (underlying funds) according to an asset allocation strategy designed for investors planning to retire and leave the workforce in or within a few years of 2070 (the target year). The fund's asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks will decrease while the percentage of assets allocated to bonds and other fixed income investments will increase. ### What is the expense ratio of VSVNX? Vanguard Target Retirement 2070 Fund (VSVNX) charges an expense ratio of 0.08%. This is the annual fee deducted from fund assets to cover management and operations. ### How big is VSVNX? Vanguard Target Retirement 2070 Fund (VSVNX) manages $3.90B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure. Funds below ~$50M are at higher risk of liquidation. ### Is VSVNX actively managed or an index fund? VSVNX's management style is described in the fund's prospectus. See the description on the Summary tab for the published strategy. ### When was VSVNX launched? Vanguard Target Retirement 2070 Fund (VSVNX) launched in June 2022 and is managed by Vanguard. ### How has VSVNX performed? VSVNX's total return (price change plus reinvested distributions) is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon. ### Does VSVNX pay a dividend? Vanguard Target Retirement 2070 Fund (VSVNX) currently distributes little or no income. Trailing-twelve-month yield is 1.64%. Investors looking for income should consider income-focused alternatives. See the Peers tab. ### How often does VSVNX pay dividends? Vanguard Target Retirement 2070 Fund pays dividends Annual. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page. ### What is VSVNX's dividend yield? VSVNX's trailing-twelve-month yield is 1.64%, calculated from the sum of dividends over the past year divided by the current price. ### When is VSVNX's next ex-dividend date? The most recently announced ex-dividend date for VSVNX was 2025-12-23. The next ex-date typically follows Annual; once announced it appears at the top of the dividend history table on this page. ### How much will VSVNX's expense ratio cost me over 30 years? On a $10,000 investment compounding at 7% gross return, a 0.08% expense ratio quietly compounds against your balance every year. The Fee Compounding Forecast card above projects the dollar drag for any holding period and assumption you pick. The typical result for a 1.0% expense ratio on a 30-year hold is roughly 25% of the final balance lost to fees. ### How does VSVNX charge its expense ratio? The expense ratio is deducted in tiny daily slices from VSVNX's net asset value (NAV). You never see a bill. The price quoted on every exchange is already net of fees. There's no "fee day" to avoid; the cost is continuous and built into the trading price. ### Why does VSVNX cost more than a fund like VOO? VSVNX's strategy (current expense ratio 0.08%) is different from a broad-market index tracker like VOO, so its fee belongs to a different cohort. The Cost Verdict card above shows you where VSVNX sits within its own category, which is the comparison that actually matters. ### Are there cheaper alternatives to VSVNX? The Lower-Fee Alternatives card above lists mutual funds following the same investment strategy as VSVNX (0.08%) but at a lower expense ratio. Each row shows the fee gap, the peer's AUM as a liquidity sanity-check, and a direct link to that fund's analysis page. Cheaper price doesn't automatically mean better. Verify the peer holds what you actually want. ## More on Dividend Data - Overview (HTML): https://www.dividenddata.com/funds/vsvnx - Distribution history: https://www.dividenddata.com/funds/vsvnx/dividend - Holdings & diversification: https://www.dividenddata.com/funds/vsvnx/diversification - Fees & cheaper alternatives: https://www.dividenddata.com/funds/vsvnx/expenses - Peer comparison: https://www.dividenddata.com/funds/vsvnx/peers Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.