# Vanguard Target Retirement 2055 Fund (VFFVX): Mutual Fund Facts & Distributions > Markdown mirror of https://www.dividenddata.com/funds/vffvx for AI agents. Same live data as the HTML page, regenerated on the same refresh cycle. Not investment advice. - Issuer: Vanguard · Asset class: Multi-Asset - Strategy: Thematic · Inception: 2010-08-18 These Vanguard Target Retirement Funds provide a convenient, all-in-one diversified portfolio that automatically adapts its asset mix over time. They ensure broad market exposure while progressively shifting investments from equities to fixed-income securities as the investor's projected retirement year draws nearer. This strategic rebalancing extends for approximately seven years past the target date, ultimately aligning with the allocation strategy of the Target Retirement Income Fund. Individuals considering these funds should be comfortable with the inherent market fluctuations of both... ## Key Facts | Metric | Value | |---|---| | Price | $74.08 | | Expense Ratio | 0.08% | | Assets Under Management | $76.60B | | NAV | $74.08 | | Holdings Count | 0 | | Distribution Yield (TTM) | 1.86% | | Annual Distribution (TTM) | $1.38 /share | | Distribution Frequency | Annual | | 52-Week Range | $63.53 – $75.72 | | Beta | 1.20 | ## Latest Distribution - Amount: $1.3755 /share - Ex-date: 2025-12-23 - Pay date: 2025-12-24 ## Frequently Asked Questions ### What does VFFVX invest in? These Vanguard Target Retirement Funds provide a convenient, all-in-one diversified portfolio that automatically adapts its asset mix over time. They ensure broad market exposure while progressively shifting investments from equities to fixed-income securities as the investor's projected retirement year draws nearer. This strategic rebalancing extends for approximately seven years past the target date, ultimately aligning with the allocation strategy of the Target Retirement Income Fund. Individuals considering these funds should be comfortable with the inherent market fluctuations of both stock and bond investments. Specifically, this fund is tailored for those anticipating retirement between 2053 and 2057. ### What is the expense ratio of VFFVX? Vanguard Target Retirement 2055 Fund (VFFVX) charges an expense ratio of 0.08%. This is the annual fee deducted from fund assets to cover management and operations. ### How big is VFFVX? Vanguard Target Retirement 2055 Fund (VFFVX) manages $76.60B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure. Funds below ~$50M are at higher risk of liquidation. ### Is VFFVX actively managed or an index fund? VFFVX's management style is described in the fund's prospectus. See the description on the Summary tab for the published strategy. ### When was VFFVX launched? Vanguard Target Retirement 2055 Fund (VFFVX) launched in August 2010 and is managed by Vanguard. ### How has VFFVX performed? VFFVX's total return (price change plus reinvested distributions) is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon. ### Does VFFVX pay a dividend? Vanguard Target Retirement 2055 Fund (VFFVX) currently distributes little or no income. Trailing-twelve-month yield is 1.86%. Investors looking for income should consider income-focused alternatives. See the Peers tab. ### How often does VFFVX pay dividends? Vanguard Target Retirement 2055 Fund pays dividends Annual. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page. ### What is VFFVX's dividend yield? VFFVX's trailing-twelve-month yield is 1.86%, calculated from the sum of dividends over the past year divided by the current price. ### When is VFFVX's next ex-dividend date? The most recently announced ex-dividend date for VFFVX was 2025-12-23. The next ex-date typically follows Annual; once announced it appears at the top of the dividend history table on this page. ### How much will VFFVX's expense ratio cost me over 30 years? On a $10,000 investment compounding at 7% gross return, a 0.08% expense ratio quietly compounds against your balance every year. The Fee Compounding Forecast card above projects the dollar drag for any holding period and assumption you pick. The typical result for a 1.0% expense ratio on a 30-year hold is roughly 25% of the final balance lost to fees. ### How does VFFVX charge its expense ratio? The expense ratio is deducted in tiny daily slices from VFFVX's net asset value (NAV). You never see a bill. The price quoted on every exchange is already net of fees. There's no "fee day" to avoid; the cost is continuous and built into the trading price. ### Why does VFFVX cost more than a fund like VOO? VFFVX's strategy (current expense ratio 0.08%) is different from a broad-market index tracker like VOO, so its fee belongs to a different cohort. The Cost Verdict card above shows you where VFFVX sits within its own category, which is the comparison that actually matters. ### Are there cheaper alternatives to VFFVX? The Lower-Fee Alternatives card above lists mutual funds following the same investment strategy as VFFVX (0.08%) but at a lower expense ratio. Each row shows the fee gap, the peer's AUM as a liquidity sanity-check, and a direct link to that fund's analysis page. Cheaper price doesn't automatically mean better. Verify the peer holds what you actually want. ## More on Dividend Data - Overview (HTML): https://www.dividenddata.com/funds/vffvx - Distribution history: https://www.dividenddata.com/funds/vffvx/dividend - Holdings & diversification: https://www.dividenddata.com/funds/vffvx/diversification - Fees & cheaper alternatives: https://www.dividenddata.com/funds/vffvx/expenses - Peer comparison: https://www.dividenddata.com/funds/vffvx/peers Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.