# Rydex Financial Services Inv (RYFIX): Mutual Fund Facts & Distributions > Markdown mirror of https://www.dividenddata.com/funds/ryfix for AI agents. Same live data as the HTML page, regenerated on the same refresh cycle. Not investment advice. - Issuer: — · Asset class: Bond - Strategy: Actively Managed · Inception: 1998-04-02 This fund primarily dedicates at least 80% of its net assets to equity investments in financial services companies whose shares are traded within the United States. It also strategically employs derivative instruments, mainly consisting of futures contracts and options that reference individual securities, other futures, or broader stock market indices. A significant portion of its holdings may be directed toward financial services firms with small to mid-sized market capitalizations. Additionally, the fund has the flexibility to acquire American Depositary Receipts (ADRs) to gain exposure... ## Key Facts | Metric | Value | |---|---| | Price | $108.28 | | Expense Ratio | 1.39% | | Assets Under Management | $9.6M | | NAV | $108.28 | | Holdings Count | — | | Distribution Yield (TTM) | 1.18% | | Annual Distribution (TTM) | $1.28 /share | | Distribution Frequency | Annual | | 52-Week Range | $94.32 – $114.78 | | Beta | 0.96 | ## Latest Distribution - Amount: $1.2756 /share - Ex-date: 2025-12-16 - Pay date: 2025-12-16 ## Frequently Asked Questions ### What does RYFIX invest in? This fund primarily dedicates at least 80% of its net assets to equity investments in financial services companies whose shares are traded within the United States. It also strategically employs derivative instruments, mainly consisting of futures contracts and options that reference individual securities, other futures, or broader stock market indices. A significant portion of its holdings may be directed toward financial services firms with small to mid-sized market capitalizations. Additionally, the fund has the flexibility to acquire American Depositary Receipts (ADRs) to gain exposure to international financial services entities and can invest in U.S. government debt obligations. ### What is the expense ratio of RYFIX? Rydex Financial Services Inv (RYFIX) charges an expense ratio of 1.39%. This is the annual fee deducted from fund assets to cover management and operations. ### What is RYFIX's dividend yield? RYFIX's trailing-twelve-month yield is 1.18%, calculated from the sum of dividends over the past year divided by the current price. ### What is the duration of RYFIX? Effective duration measures RYFIX's sensitivity to interest-rate changes: a duration of 6 means a 1% rate move shifts NAV by roughly 6% in the opposite direction. RYFIX's current duration is published on the fund's factsheet on the issuer's website. ### What is the credit quality of RYFIX? RYFIX's credit quality breakdown (the share of holdings rated AAA through CCC and below) is published on the fund's factsheet. Higher-quality (investment-grade) funds yield less but carry less default risk than high-yield / junk bond funds. ### What is the yield to maturity of RYFIX? Yield to maturity (YTM) is the total return you'd earn from RYFIX if every bond in the portfolio is held to maturity at the current price. RYFIX's YTM is published on the fund's factsheet on the issuer's website. It differs from the trailing-12-month yield because YTM reflects current bond prices rather than historical income paid. ### Does RYFIX pay a dividend? Yes, Rydex Financial Services Inv (RYFIX) distributes dividends to shareholders. The trailing-twelve-month yield is 1.18%. Full dividend history is on this page. ### How often does RYFIX pay dividends? Rydex Financial Services Inv pays dividends Annual. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page. ### When is RYFIX's next ex-dividend date? The most recently announced ex-dividend date for RYFIX was 2025-12-16. The next ex-date typically follows Annual; once announced it appears at the top of the dividend history table on this page. ### How much will RYFIX's expense ratio cost me over 30 years? On a $10,000 investment compounding at 7% gross return, a 1.39% expense ratio quietly compounds against your balance every year. The Fee Compounding Forecast card above projects the dollar drag for any holding period and assumption you pick. The typical result for a 1.0% expense ratio on a 30-year hold is roughly 25% of the final balance lost to fees. ### How does RYFIX charge its expense ratio? The expense ratio is deducted in tiny daily slices from RYFIX's net asset value (NAV). You never see a bill. The price quoted on every exchange is already net of fees. There's no "fee day" to avoid; the cost is continuous and built into the trading price. ### Why does RYFIX cost more than a fund like VOO? RYFIX is actively managed (current expense ratio 1.39%). Active funds charge more than passive index trackers in exchange for the manager's discretion to over- or under-weight positions. The Cost Verdict card above tells you whether RYFIX's fee is competitive for the active-management cohort. ### Are there cheaper alternatives to RYFIX? The Lower-Fee Alternatives card above lists mutual funds following the same investment strategy as RYFIX (1.39%) but at a lower expense ratio. Each row shows the fee gap, the peer's AUM as a liquidity sanity-check, and a direct link to that fund's analysis page. Cheaper price doesn't automatically mean better. Verify the peer holds what you actually want. ## More on Dividend Data - Overview (HTML): https://www.dividenddata.com/funds/ryfix - Distribution history: https://www.dividenddata.com/funds/ryfix/dividend - Holdings & diversification: https://www.dividenddata.com/funds/ryfix/diversification - Fees & cheaper alternatives: https://www.dividenddata.com/funds/ryfix/expenses - Peer comparison: https://www.dividenddata.com/funds/ryfix/peers Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.