# American Funds 2030 Target Date Retirement Fund (RFETX): Mutual Fund Facts & Distributions > Markdown mirror of https://www.dividenddata.com/funds/rfetx for AI agents. Same live data as the HTML page, regenerated on the same refresh cycle. Not investment advice. - Issuer: Capital Group · Asset class: Series - Strategy: Actively Managed · Inception: 2007-02-01 This fund follows a strategy where its asset allocation progressively shifts to more conservative investments, such as fixed income, equity income, and balanced funds, as its target year of 2030 draws near and passes. To achieve its investment goals, the advisor constructs a diversified portfolio by strategically investing in and adjusting the weightings of various underlying American Funds. These underlying investments encompass a broad range of fund categories, including growth, growth-and-income, equity-income, balanced, and fixed income strategies, each possessing distinct objectives an... ## Key Facts | Metric | Value | |---|---| | Price | $19.80 | | Expense Ratio | 0.33% | | AUM (All Share Classes) | $49.86B | | NAV | $19.76 | | Holdings Count | 0 | | Distribution Yield (TTM) | 6.28% | | Annual Distribution (TTM) | $1.24 /share | | Distribution Frequency | Annual | | 52-Week Range | $18.23 – $20.24 | | Beta | 0.88 | ## Latest Distribution - Amount: $1.2426 /share - Ex-date: 2025-12-24 - Pay date: 2025-12-26 ## Frequently Asked Questions ### What does RFETX invest in? This fund follows a strategy where its asset allocation progressively shifts to more conservative investments, such as fixed income, equity income, and balanced funds, as its target year of 2030 draws near and passes. To achieve its investment goals, the advisor constructs a diversified portfolio by strategically investing in and adjusting the weightings of various underlying American Funds. These underlying investments encompass a broad range of fund categories, including growth, growth-and-income, equity-income, balanced, and fixed income strategies, each possessing distinct objectives and methodologies. ### What is the expense ratio of RFETX? American Funds 2030 Target Date Retirement Fund (RFETX) charges an expense ratio of 0.33%. This is the annual fee deducted from fund assets to cover management and operations. ### How big is RFETX? American Funds 2030 Target Date Retirement Fund (RFETX) is one share class of a fund that manages $49.86B across all of its share classes (FAETX reports the same total). Our data does not carry the assets of this share class alone. AUM determines bid-ask liquidity and the fund's vulnerability to closure. Funds below ~$50M are at higher risk of liquidation. ### Is RFETX actively managed or an index fund? RFETX is actively managed: the manager selects holdings rather than tracking an index. Active funds typically charge higher expense ratios than index funds (RFETX's is 0.33%) in exchange for the discretion to over- or under-weight positions. ### When was RFETX launched? American Funds 2030 Target Date Retirement Fund (RFETX) launched in February 2007 and is managed by Capital Group. ### How has RFETX performed? RFETX's total return (price change plus reinvested distributions) is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon. ### Does RFETX pay a dividend? American Funds 2030 Target Date Retirement Fund (RFETX) currently distributes little or no income. Trailing-twelve-month yield is 6.28%. Investors looking for income should consider income-focused alternatives. See the Peers tab. ### How often does RFETX pay dividends? American Funds 2030 Target Date Retirement Fund pays dividends Annual. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page. ### What is RFETX's dividend yield? RFETX's trailing-twelve-month yield is 6.28%, calculated from the sum of dividends over the past year divided by the current price. ### When is RFETX's next ex-dividend date? The most recently announced ex-dividend date for RFETX was 2025-12-24. The next ex-date typically follows Annual; once announced it appears at the top of the dividend history table on this page. ### How much will RFETX's expense ratio cost me over 30 years? On a $10,000 investment compounding at 7% gross return, a 0.33% expense ratio quietly compounds against your balance every year. The Fee Compounding Forecast card above projects the dollar drag for any holding period and assumption you pick. The typical result for a 1.0% expense ratio on a 30-year hold is roughly 25% of the final balance lost to fees. ### How does RFETX charge its expense ratio? The expense ratio is deducted in tiny daily slices from RFETX's net asset value (NAV). You never see a bill. The price quoted on every exchange is already net of fees. There's no "fee day" to avoid; the cost is continuous and built into the trading price. ### Why does RFETX cost more than a fund like VOO? RFETX is actively managed (current expense ratio 0.33%). Active funds charge more than passive index trackers in exchange for the manager's discretion to over- or under-weight positions. The Cost Verdict card above tells you whether RFETX's fee is competitive for the active-management cohort. ### Are there cheaper alternatives to RFETX? The Lower-Fee Alternatives card above lists mutual funds following the same investment strategy as RFETX (0.33%) but at a lower expense ratio. Each row shows the fee gap, the peer's AUM as a liquidity sanity-check, and a direct link to that fund's analysis page. Cheaper price doesn't automatically mean better. Verify the peer holds what you actually want. ## More on Dividend Data - Overview (HTML): https://www.dividenddata.com/funds/rfetx - Distribution history: https://www.dividenddata.com/funds/rfetx/dividend - Holdings & diversification: https://www.dividenddata.com/funds/rfetx/diversification - Fees & cheaper alternatives: https://www.dividenddata.com/funds/rfetx/expenses - Peer comparison: https://www.dividenddata.com/funds/rfetx/peers Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.