# JPMorgan SmartRetirement 2050 Fund Class R6 (JTSYX): Mutual Fund Facts & Distributions > Markdown mirror of https://www.dividenddata.com/funds/jtsyx for AI agents. Same live data as the HTML page, regenerated on the same refresh cycle. Not investment advice. - Issuer: JPMorgan · Asset class: Equity - Strategy: Thematic · Inception: 2014-11-04 This fund primarily aims for substantial total returns, transitioning towards a focus on current income generation and modest capital growth as its target retirement year approaches and passes. It is designed for individuals planning to retire around 2050 and who intend to draw down their investment incrementally throughout their retirement years. The fund achieves broad market exposure across asset classes such as equities (stocks), fixed income (bonds), and cash/cash equivalents. This is accomplished primarily through investments in other mutual funds and exchange-traded funds (ETFs) mana... ## Key Facts | Metric | Value | |---|---| | Price | $27.42 | | Expense Ratio | 0.39% | | Assets Under Management | $2.63B | | NAV | $27.42 | | Holdings Count | — | | Distribution Yield (TTM) | 4.98% | | Annual Distribution (TTM) | $1.37 /share | | Distribution Frequency | Irregular | | 52-Week Range | $24.21 – $28.71 | | Beta | 1.17 | ## Latest Distribution - Amount: $0.5704 /share - Ex-date: 2025-12-31 - Pay date: 2026-01-02 ## Frequently Asked Questions ### What does JTSYX invest in? This fund primarily aims for substantial total returns, transitioning towards a focus on current income generation and modest capital growth as its target retirement year approaches and passes. It is designed for individuals planning to retire around 2050 and who intend to draw down their investment incrementally throughout their retirement years. The fund achieves broad market exposure across asset classes such as equities (stocks), fixed income (bonds), and cash/cash equivalents. This is accomplished primarily through investments in other mutual funds and exchange-traded funds (ETFs) managed by the same investment group. In specific, limited circumstances, it may also utilize passive ETFs from external, unaffiliated advisors, or make direct investments in various other financial instruments. ### What is the expense ratio of JTSYX? JPMorgan SmartRetirement 2050 Fund Class R6 (JTSYX) charges an expense ratio of 0.39%. This is the annual fee deducted from fund assets to cover management and operations. ### How big is JTSYX? JPMorgan SmartRetirement 2050 Fund Class R6 (JTSYX) manages $2.63B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure. Funds below ~$50M are at higher risk of liquidation. ### Is JTSYX actively managed or an index fund? JTSYX's management style is described in the fund's prospectus. See the description on the Summary tab for the published strategy. ### When was JTSYX launched? JPMorgan SmartRetirement 2050 Fund Class R6 (JTSYX) launched in November 2014 and is managed by JPMorgan. ### How has JTSYX performed? JTSYX's total return (price change plus reinvested distributions) is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon. ### Does JTSYX pay a dividend? JPMorgan SmartRetirement 2050 Fund Class R6 (JTSYX) currently distributes little or no income. Trailing-twelve-month yield is 4.98%. Investors looking for income should consider income-focused alternatives. See the Peers tab. ### How often does JTSYX pay dividends? JPMorgan SmartRetirement 2050 Fund Class R6 pays dividends Irregular. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page. ### What is JTSYX's dividend yield? JTSYX's trailing-twelve-month yield is 4.98%, calculated from the sum of dividends over the past year divided by the current price. ### When is JTSYX's next ex-dividend date? The most recently announced ex-dividend date for JTSYX was 2025-12-31. The next ex-date typically follows Irregular; once announced it appears at the top of the dividend history table on this page. ### How much will JTSYX's expense ratio cost me over 30 years? On a $10,000 investment compounding at 7% gross return, a 0.39% expense ratio quietly compounds against your balance every year. The Fee Compounding Forecast card above projects the dollar drag for any holding period and assumption you pick. The typical result for a 1.0% expense ratio on a 30-year hold is roughly 25% of the final balance lost to fees. ### How does JTSYX charge its expense ratio? The expense ratio is deducted in tiny daily slices from JTSYX's net asset value (NAV). You never see a bill. The price quoted on every exchange is already net of fees. There's no "fee day" to avoid; the cost is continuous and built into the trading price. ### Why does JTSYX cost more than a fund like VOO? JTSYX's strategy (current expense ratio 0.39%) is different from a broad-market index tracker like VOO, so its fee belongs to a different cohort. The Cost Verdict card above shows you where JTSYX sits within its own category, which is the comparison that actually matters. ### Are there cheaper alternatives to JTSYX? The Lower-Fee Alternatives card above lists mutual funds following the same investment strategy as JTSYX (0.39%) but at a lower expense ratio. Each row shows the fee gap, the peer's AUM as a liquidity sanity-check, and a direct link to that fund's analysis page. Cheaper price doesn't automatically mean better. Verify the peer holds what you actually want. ## More on Dividend Data - Overview (HTML): https://www.dividenddata.com/funds/jtsyx - Distribution history: https://www.dividenddata.com/funds/jtsyx/dividend - Holdings & diversification: https://www.dividenddata.com/funds/jtsyx/diversification - Fees & cheaper alternatives: https://www.dividenddata.com/funds/jtsyx/expenses - Peer comparison: https://www.dividenddata.com/funds/jtsyx/peers Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.