# JPMorgan SmartRetirement 2050 Fund Class I (JTSSX): Mutual Fund Facts & Distributions > Markdown mirror of https://www.dividenddata.com/funds/jtssx for AI agents. Same live data as the HTML page, regenerated on the same refresh cycle. Not investment advice. - Issuer: JPMorgan · Asset class: Equity - Strategy: Thematic · Inception: 2007-08-01 This fund aims to deliver significant overall returns, progressively transitioning its investment focus towards generating current income and some capital appreciation as it approaches and passes its target retirement date. It is primarily intended for investors anticipating retirement around 2050, who plan to draw down their investment in the fund throughout their retirement years. To achieve this, the fund allocates capital across a broad spectrum of asset classes, including equities, fixed income, and cash/cash equivalents. This diversification is accomplished by investing in both propri... ## Key Facts | Metric | Value | |---|---| | Price | $27.40 | | Expense Ratio | 0.64% | | Assets Under Management | $2.65B | | NAV | $27.40 | | Holdings Count | — | | Distribution Yield (TTM) | 4.76% | | Annual Distribution (TTM) | $1.31 /share | | Distribution Frequency | Irregular | | 52-Week Range | $24.12 – $28.58 | | Beta | 1.18 | ## Latest Distribution - Amount: $0.5102 /share - Ex-date: 2025-12-31 - Pay date: 2026-01-02 ## Frequently Asked Questions ### What does JTSSX invest in? This fund aims to deliver significant overall returns, progressively transitioning its investment focus towards generating current income and some capital appreciation as it approaches and passes its target retirement date. It is primarily intended for investors anticipating retirement around 2050, who plan to draw down their investment in the fund throughout their retirement years. To achieve this, the fund allocates capital across a broad spectrum of asset classes, including equities, fixed income, and cash/cash equivalents. This diversification is accomplished by investing in both proprietary mutual funds and exchange-traded funds (ETFs), in addition to, under specific limited circumstances, passive ETFs managed by unaffiliated investment advisors, and/or direct investments in other financial instruments. ### What is the expense ratio of JTSSX? JPMorgan SmartRetirement 2050 Fund Class I (JTSSX) charges an expense ratio of 0.64%. This is the annual fee deducted from fund assets to cover management and operations. ### How big is JTSSX? JPMorgan SmartRetirement 2050 Fund Class I (JTSSX) manages $2.65B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure. Funds below ~$50M are at higher risk of liquidation. ### Is JTSSX actively managed or an index fund? JTSSX's management style is described in the fund's prospectus. See the description on the Summary tab for the published strategy. ### When was JTSSX launched? JPMorgan SmartRetirement 2050 Fund Class I (JTSSX) launched in August 2007 and is managed by JPMorgan. ### How has JTSSX performed? JTSSX's total return (price change plus reinvested distributions) is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon. ### Does JTSSX pay a dividend? JPMorgan SmartRetirement 2050 Fund Class I (JTSSX) currently distributes little or no income. Trailing-twelve-month yield is 4.76%. Investors looking for income should consider income-focused alternatives. See the Peers tab. ### How often does JTSSX pay dividends? JPMorgan SmartRetirement 2050 Fund Class I pays dividends Irregular. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page. ### What is JTSSX's dividend yield? JTSSX's trailing-twelve-month yield is 4.76%, calculated from the sum of dividends over the past year divided by the current price. ### When is JTSSX's next ex-dividend date? The most recently announced ex-dividend date for JTSSX was 2025-12-31. The next ex-date typically follows Irregular; once announced it appears at the top of the dividend history table on this page. ### How much will JTSSX's expense ratio cost me over 30 years? On a $10,000 investment compounding at 7% gross return, a 0.64% expense ratio quietly compounds against your balance every year. The Fee Compounding Forecast card above projects the dollar drag for any holding period and assumption you pick. The typical result for a 1.0% expense ratio on a 30-year hold is roughly 25% of the final balance lost to fees. ### How does JTSSX charge its expense ratio? The expense ratio is deducted in tiny daily slices from JTSSX's net asset value (NAV). You never see a bill. The price quoted on every exchange is already net of fees. There's no "fee day" to avoid; the cost is continuous and built into the trading price. ### Why does JTSSX cost more than a fund like VOO? JTSSX's strategy (current expense ratio 0.64%) is different from a broad-market index tracker like VOO, so its fee belongs to a different cohort. The Cost Verdict card above shows you where JTSSX sits within its own category, which is the comparison that actually matters. ### Are there cheaper alternatives to JTSSX? The Lower-Fee Alternatives card above lists mutual funds following the same investment strategy as JTSSX (0.64%) but at a lower expense ratio. Each row shows the fee gap, the peer's AUM as a liquidity sanity-check, and a direct link to that fund's analysis page. Cheaper price doesn't automatically mean better. Verify the peer holds what you actually want. ## More on Dividend Data - Overview (HTML): https://www.dividenddata.com/funds/jtssx - Distribution history: https://www.dividenddata.com/funds/jtssx/dividend - Holdings & diversification: https://www.dividenddata.com/funds/jtssx/diversification - Fees & cheaper alternatives: https://www.dividenddata.com/funds/jtssx/expenses - Peer comparison: https://www.dividenddata.com/funds/jtssx/peers Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.