# John Hancock Variable Insurance Trust - 500 Index Trust (JFIVX): Mutual Fund Facts & Distributions > Markdown mirror of https://www.dividenddata.com/funds/jfivx for AI agents. Same live data as the HTML page, regenerated on the same refresh cycle. Not investment advice. - Issuer: John Hancock · Asset class: Bond - Strategy: Passive Index · Inception: 2012-11-02 Passively managed mutual fund seeking to approximate the aggregate total return of the S&P 500 Index by investing at least 80% of net assets in common stocks in the index. May also use index futures, total return swaps, and ETFs. Not available directly to the public — sold to insurance companies' separate accounts as an underlying option for variable annuity, variable life insurance, and tax-qualified retirement plans. ## Key Facts | Metric | Value | |---|---| | Price | $76.94 | | Expense Ratio | 0.30% | | Assets Under Management | $14.15B | | NAV | $76.94 | | Holdings Count | — | | Distribution Yield (TTM) | 3.00% | | Annual Distribution (TTM) | $2.31 /share | | Distribution Frequency | Annual | | 52-Week Range | $64.66 – $80.04 | | Beta | 0.95 | ## Latest Distribution - Amount: $2.3078 /share - Ex-date: 2026-10-23 - Pay date: 2026-10-26 ## Frequently Asked Questions ### What does JFIVX invest in? Passively managed mutual fund seeking to approximate the aggregate total return of the S&P 500 Index by investing at least 80% of net assets in common stocks in the index. May also use index futures, total return swaps, and ETFs. Not available directly to the public — sold to insurance companies' separate accounts as an underlying option for variable annuity, variable life insurance, and tax-qualified retirement plans. ### What is the expense ratio of JFIVX? John Hancock Variable Insurance Trust - 500 Index Trust (JFIVX) charges an expense ratio of 0.30%. This is the annual fee deducted from fund assets to cover management and operations. ### What is JFIVX's dividend yield? JFIVX's trailing-twelve-month yield is 3.00%, calculated from the sum of dividends over the past year divided by the current price. ### What is the duration of JFIVX? Effective duration measures JFIVX's sensitivity to interest-rate changes: a duration of 6 means a 1% rate move shifts NAV by roughly 6% in the opposite direction. JFIVX's current duration is published on the fund's factsheet on the issuer's website. ### What is the credit quality of JFIVX? JFIVX's credit quality breakdown (the share of holdings rated AAA through CCC and below) is published on the fund's factsheet. Higher-quality (investment-grade) funds yield less but carry less default risk than high-yield / junk bond funds. ### What is the yield to maturity of JFIVX? Yield to maturity (YTM) is the total return you'd earn from JFIVX if every bond in the portfolio is held to maturity at the current price. JFIVX's YTM is published on the fund's factsheet on the issuer's website. It differs from the trailing-12-month yield because YTM reflects current bond prices rather than historical income paid. ### Does JFIVX pay a dividend? Yes, John Hancock Variable Insurance Trust - 500 Index Trust (JFIVX) distributes dividends to shareholders. The trailing-twelve-month yield is 3.00%. Full dividend history is on this page. ### How often does JFIVX pay dividends? John Hancock Variable Insurance Trust - 500 Index Trust pays dividends Annual. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page. ### When is JFIVX's next ex-dividend date? The most recently announced ex-dividend date for JFIVX was 2026-10-23. The next ex-date typically follows Annual; once announced it appears at the top of the dividend history table on this page. ### How much will JFIVX's expense ratio cost me over 30 years? On a $10,000 investment compounding at 7% gross return, a 0.30% expense ratio quietly compounds against your balance every year. The Fee Compounding Forecast card above projects the dollar drag for any holding period and assumption you pick. The typical result for a 1.0% expense ratio on a 30-year hold is roughly 25% of the final balance lost to fees. ### How does JFIVX charge its expense ratio? The expense ratio is deducted in tiny daily slices from JFIVX's net asset value (NAV). You never see a bill. The price quoted on every exchange is already net of fees. There's no "fee day" to avoid; the cost is continuous and built into the trading price. ### Why does JFIVX cost more than a fund like VOO? JFIVX is a passive index fund (current expense ratio 0.30%). Differences from broad-market ETFs like VOO usually come from index licensing fees, asset class (bond funds typically run cheaper than equity), or fund scale (smaller funds spread fixed operating costs across less AUM). ### Are there cheaper alternatives to JFIVX? The Lower-Fee Alternatives card above lists mutual funds following the same investment strategy as JFIVX (0.30%) but at a lower expense ratio. Each row shows the fee gap, the peer's AUM as a liquidity sanity-check, and a direct link to that fund's analysis page. Cheaper price doesn't automatically mean better. Verify the peer holds what you actually want. ## More on Dividend Data - Overview (HTML): https://www.dividenddata.com/funds/jfivx - Distribution history: https://www.dividenddata.com/funds/jfivx/dividend - Holdings & diversification: https://www.dividenddata.com/funds/jfivx/diversification - Fees & cheaper alternatives: https://www.dividenddata.com/funds/jfivx/expenses - Peer comparison: https://www.dividenddata.com/funds/jfivx/peers Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.