# iShares LifePath Retirement ETF (IRTR): ETF Facts & Distributions > Markdown mirror of https://www.dividenddata.com/funds/irtr for AI agents. Same live data as the HTML page, regenerated on the same refresh cycle. Not investment advice. - Issuer: IShares · Asset class: Multi-Asset - Strategy: Actively Managed · Inception: 2023-10-17 IRTR is an actively managed fund-of-funds designed for investors expecting to retire or begin withdrawing assets in the near future. It seeks to provide retirement outcomes based on a quantitatively measured risk that investors are willing to accept, given a particular time horizon. The fund adviser employs a multi-dimensional approach that quantifies risk using proprietary measurement tools that analyze historical and forward-looking market data. Underlying funds are selected based on their classifications, historical risk and performance, and relationship to other underlying funds. The fu... ## Key Facts | Metric | Value | |---|---| | Price | $31.56 | | Expense Ratio | 0.08% | | Assets Under Management | $59.9M | | NAV | $31.52 | | Holdings Count | 13 | | Distribution Yield (TTM) | 3.16% | | Annual Distribution (TTM) | $1.00 /share | | Distribution Frequency | Monthly | | 52-Week Range | $30.13 – $32.28 | | Beta | 0.47 | ## Latest Distribution - Amount: $0.0784 /share - Ex-date: 2026-10-02 - Pay date: 2026-10-07 ## Frequently Asked Questions ### What does IRTR invest in? IRTR is an actively managed fund-of-funds designed for investors expecting to retire or begin withdrawing assets in the near future. It seeks to provide retirement outcomes based on a quantitatively measured risk that investors are willing to accept, given a particular time horizon. The fund adviser employs a multi-dimensional approach that quantifies risk using proprietary measurement tools that analyze historical and forward-looking market data. Underlying funds are selected based on their classifications, historical risk and performance, and relationship to other underlying funds. The fund primarily invests in affiliated, index-tracking ETFs that hold diversified portfolios of stocks, bonds, and money market instruments. IRTR is in its most conservative phase. However, its allocation may change in order to maintain the funds risk profile. This is the fund serves as the most conservative asset allocation in the suite. As other funds reach their retirement date, the remaining assets are rolled into IRTR. ### What is the expense ratio of IRTR? iShares LifePath Retirement ETF (IRTR) charges an expense ratio of 0.08%. This is the annual fee deducted from fund assets to cover management and operations. ### What is IRTR's dividend yield? IRTR's trailing-twelve-month yield is 3.16%, calculated from the sum of dividends over the past year divided by the current price. ### How big is IRTR? iShares LifePath Retirement ETF (IRTR) manages $59.9M in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure. Funds below ~$50M are at higher risk of liquidation. ### Is IRTR actively managed or an index fund? IRTR is actively managed: the manager selects holdings rather than tracking an index. Active funds typically charge higher expense ratios than index funds (IRTR's is 0.08%) in exchange for the discretion to over- or under-weight positions. ### When was IRTR launched? iShares LifePath Retirement ETF (IRTR) launched in October 2023 and is managed by IShares. ### Does IRTR pay a dividend? Yes, iShares LifePath Retirement ETF (IRTR) distributes dividends to shareholders. The trailing-twelve-month yield is 3.16%. Full dividend history is on this page. ### How often does IRTR pay dividends? iShares LifePath Retirement ETF pays dividends Monthly. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page. ### When is IRTR's next ex-dividend date? The most recently announced ex-dividend date for IRTR was 2026-10-02. The next ex-date typically follows Monthly; once announced it appears at the top of the dividend history table on this page. ### How much will IRTR's expense ratio cost me over 30 years? On a $10,000 investment compounding at 7% gross return, a 0.08% expense ratio quietly compounds against your balance every year. The Fee Compounding Forecast card above projects the dollar drag for any holding period and assumption you pick. The typical result for a 1.0% expense ratio on a 30-year hold is roughly 25% of the final balance lost to fees. ### How does IRTR charge its expense ratio? The expense ratio is deducted in tiny daily slices from IRTR's net asset value (NAV). You never see a bill. The price quoted on every exchange is already net of fees. There's no "fee day" to avoid; the cost is continuous and built into the trading price. ### Why does IRTR cost more than a fund like VOO? IRTR is actively managed (current expense ratio 0.08%). Active funds charge more than passive index trackers in exchange for the manager's discretion to over- or under-weight positions. The Cost Verdict card above tells you whether IRTR's fee is competitive for the active-management cohort. ### Are there cheaper alternatives to IRTR? The Lower-Fee Alternatives card above lists ETFs following the same investment strategy as IRTR (0.08%) but at a lower expense ratio. Each row shows the fee gap, the peer's AUM as a liquidity sanity-check, and a direct link to that fund's analysis page. Cheaper price doesn't automatically mean better. Verify the peer holds what you actually want. ## More on Dividend Data - Overview (HTML): https://www.dividenddata.com/funds/irtr - Distribution history: https://www.dividenddata.com/funds/irtr/dividend - Holdings & diversification: https://www.dividenddata.com/funds/irtr/diversification - Fees & cheaper alternatives: https://www.dividenddata.com/funds/irtr/expenses - Peer comparison: https://www.dividenddata.com/funds/irtr/peers Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.