# Fidelity Freedom Blend 2045 Fund (FHAQX): Mutual Fund Facts & Distributions > Markdown mirror of https://www.dividenddata.com/funds/fhaqx for AI agents. Same live data as the HTML page, regenerated on the same refresh cycle. Not investment advice. - Issuer: Fidelity · Asset class: Bond - Strategy: Thematic · Inception: 2018-08-31 This fund endeavors to achieve considerable total returns up to its specified retirement date. Subsequently, its main objective transitions to securing substantial current income, with capital appreciation serving as a secondary aim. The portfolio is largely composed of various underlying Fidelity® products, encompassing U.S. and international stock funds, bond funds, and short-duration investments. The advisor implements a predetermined asset allocation methodology that evolves over time. This approach continually adjusts until its asset mix resembles that of the Fidelity Freedom® Blend In... ## Key Facts | Metric | Value | |---|---| | Price | $16.28 | | Expense Ratio | 0.47% | | Assets Under Management | $4.99B | | NAV | $16.28 | | Holdings Count | — | | Distribution Yield (TTM) | 3.61% | | Annual Distribution (TTM) | $0.59 /share | | Distribution Frequency | Semi-Annual | | 52-Week Range | $14.38 – $17.08 | | Beta | 1.26 | ## Latest Distribution - Amount: $0.2810 /share - Ex-date: 2026-05-15 - Pay date: 2026-05-18 ## Frequently Asked Questions ### What does FHAQX invest in? This fund endeavors to achieve considerable total returns up to its specified retirement date. Subsequently, its main objective transitions to securing substantial current income, with capital appreciation serving as a secondary aim. The portfolio is largely composed of various underlying Fidelity® products, encompassing U.S. and international stock funds, bond funds, and short-duration investments. The advisor implements a predetermined asset allocation methodology that evolves over time. This approach continually adjusts until its asset mix resembles that of the Fidelity Freedom® Blend Income Fund, an alignment expected to finalize approximately 10 to 19 years past the year 2045. ### What is the expense ratio of FHAQX? Fidelity Freedom Blend 2045 Fund (FHAQX) charges an expense ratio of 0.47%. This is the annual fee deducted from fund assets to cover management and operations. ### What is FHAQX's dividend yield? FHAQX's trailing-twelve-month yield is 3.61%, calculated from the sum of dividends over the past year divided by the current price. ### What is the duration of FHAQX? Effective duration measures FHAQX's sensitivity to interest-rate changes: a duration of 6 means a 1% rate move shifts NAV by roughly 6% in the opposite direction. FHAQX's current duration is published on the fund's factsheet on the issuer's website. ### What is the credit quality of FHAQX? FHAQX's credit quality breakdown (the share of holdings rated AAA through CCC and below) is published on the fund's factsheet. Higher-quality (investment-grade) funds yield less but carry less default risk than high-yield / junk bond funds. ### What is the yield to maturity of FHAQX? Yield to maturity (YTM) is the total return you'd earn from FHAQX if every bond in the portfolio is held to maturity at the current price. FHAQX's YTM is published on the fund's factsheet on the issuer's website. It differs from the trailing-12-month yield because YTM reflects current bond prices rather than historical income paid. ### Does FHAQX pay a dividend? Yes, Fidelity Freedom Blend 2045 Fund (FHAQX) distributes dividends to shareholders. The trailing-twelve-month yield is 3.61%. Full dividend history is on this page. ### How often does FHAQX pay dividends? Fidelity Freedom Blend 2045 Fund pays dividends Semi-Annual. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page. ### When is FHAQX's next ex-dividend date? The most recently announced ex-dividend date for FHAQX was 2026-05-15. The next ex-date typically follows Semi-Annual; once announced it appears at the top of the dividend history table on this page. ### How much will FHAQX's expense ratio cost me over 30 years? On a $10,000 investment compounding at 7% gross return, a 0.47% expense ratio quietly compounds against your balance every year. The Fee Compounding Forecast card above projects the dollar drag for any holding period and assumption you pick. The typical result for a 1.0% expense ratio on a 30-year hold is roughly 25% of the final balance lost to fees. ### How does FHAQX charge its expense ratio? The expense ratio is deducted in tiny daily slices from FHAQX's net asset value (NAV). You never see a bill. The price quoted on every exchange is already net of fees. There's no "fee day" to avoid; the cost is continuous and built into the trading price. ### Why does FHAQX cost more than a fund like VOO? FHAQX's strategy (current expense ratio 0.47%) is different from a broad-market index tracker like VOO, so its fee belongs to a different cohort. The Cost Verdict card above shows you where FHAQX sits within its own category, which is the comparison that actually matters. ### Are there cheaper alternatives to FHAQX? The Lower-Fee Alternatives card above lists mutual funds following the same investment strategy as FHAQX (0.47%) but at a lower expense ratio. Each row shows the fee gap, the peer's AUM as a liquidity sanity-check, and a direct link to that fund's analysis page. Cheaper price doesn't automatically mean better. Verify the peer holds what you actually want. ## More on Dividend Data - Overview (HTML): https://www.dividenddata.com/funds/fhaqx - Distribution history: https://www.dividenddata.com/funds/fhaqx/dividend - Holdings & diversification: https://www.dividenddata.com/funds/fhaqx/diversification - Fees & cheaper alternatives: https://www.dividenddata.com/funds/fhaqx/expenses - Peer comparison: https://www.dividenddata.com/funds/fhaqx/peers Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.