# American Funds Retirement Income Portfolio - Enhanced Class F-1 (FCFWX): Mutual Fund Facts & Distributions > Markdown mirror of https://www.dividenddata.com/funds/fcfwx for AI agents. Same live data as the HTML page, regenerated on the same refresh cycle. Not investment advice. - Issuer: Capital Group · Asset class: Series - Strategy: Actively Managed · Inception: 2015-08-28 This investment vehicle is designed to deliver a consistent flow of current income, foster long-term capital appreciation, and safeguard its principal. Its primary emphasis is placed on generating income and expanding its capital base. The fund's management pursues these objectives by strategically allocating assets across a diverse array of American Funds, with their proportions and holdings adjusted dynamically over time. Its underlying portfolio is predominantly composed of equity-oriented funds, specifically those within the equity-income, balanced, and growth-and-income classifications... ## Key Facts | Metric | Value | |---|---| | Price | $16.00 | | Expense Ratio | 0.67% | | Assets Under Management | $2.33B | | NAV | $16.00 | | Holdings Count | 0 | | Distribution Yield (TTM) | 5.46% | | Annual Distribution (TTM) | $0.87 /share | | Distribution Frequency | Quarterly | | 52-Week Range | $14.83 – $16.45 | | Beta | 0.87 | ## Latest Distribution - Amount: $0.0909 /share - Ex-date: 2026-09-28 - Pay date: 2026-09-29 ## Frequently Asked Questions ### What does FCFWX invest in? This investment vehicle is designed to deliver a consistent flow of current income, foster long-term capital appreciation, and safeguard its principal. Its primary emphasis is placed on generating income and expanding its capital base. The fund's management pursues these objectives by strategically allocating assets across a diverse array of American Funds, with their proportions and holdings adjusted dynamically over time. Its underlying portfolio is predominantly composed of equity-oriented funds, specifically those within the equity-income, balanced, and growth-and-income classifications. This fund is part of a collection of three American Funds Retirement Income Portfolios, all meticulously crafted to assist individuals nearing or already in retirement who require a structured withdrawal strategy. Among this suite, this particular fund is positioned to deliver a comparatively higher level of current income along with a stronger potential for long-term capital appreciation. ### What is the expense ratio of FCFWX? American Funds Retirement Income Portfolio - Enhanced Class F-1 (FCFWX) charges an expense ratio of 0.67%. This is the annual fee deducted from fund assets to cover management and operations. ### What is FCFWX's dividend yield? FCFWX's trailing-twelve-month yield is 5.46%, calculated from the sum of dividends over the past year divided by the current price. ### How big is FCFWX? American Funds Retirement Income Portfolio - Enhanced Class F-1 (FCFWX) manages $2.33B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure. Funds below ~$50M are at higher risk of liquidation. ### Is FCFWX actively managed or an index fund? FCFWX is actively managed: the manager selects holdings rather than tracking an index. Active funds typically charge higher expense ratios than index funds (FCFWX's is 0.67%) in exchange for the discretion to over- or under-weight positions. ### When was FCFWX launched? American Funds Retirement Income Portfolio - Enhanced Class F-1 (FCFWX) launched in August 2015 and is managed by Capital Group. ### Does FCFWX pay a dividend? Yes, American Funds Retirement Income Portfolio - Enhanced Class F-1 (FCFWX) distributes dividends to shareholders. The trailing-twelve-month yield is 5.46%. Full dividend history is on this page. ### How often does FCFWX pay dividends? American Funds Retirement Income Portfolio - Enhanced Class F-1 pays dividends Quarterly. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page. ### When is FCFWX's next ex-dividend date? The most recently announced ex-dividend date for FCFWX was 2026-09-28. The next ex-date typically follows Quarterly; once announced it appears at the top of the dividend history table on this page. ### How much will FCFWX's expense ratio cost me over 30 years? On a $10,000 investment compounding at 7% gross return, a 0.67% expense ratio quietly compounds against your balance every year. The Fee Compounding Forecast card above projects the dollar drag for any holding period and assumption you pick. The typical result for a 1.0% expense ratio on a 30-year hold is roughly 25% of the final balance lost to fees. ### How does FCFWX charge its expense ratio? The expense ratio is deducted in tiny daily slices from FCFWX's net asset value (NAV). You never see a bill. The price quoted on every exchange is already net of fees. There's no "fee day" to avoid; the cost is continuous and built into the trading price. ### Why does FCFWX cost more than a fund like VOO? FCFWX is actively managed (current expense ratio 0.67%). Active funds charge more than passive index trackers in exchange for the manager's discretion to over- or under-weight positions. The Cost Verdict card above tells you whether FCFWX's fee is competitive for the active-management cohort. ### Are there cheaper alternatives to FCFWX? The Lower-Fee Alternatives card above lists mutual funds following the same investment strategy as FCFWX (0.67%) but at a lower expense ratio. Each row shows the fee gap, the peer's AUM as a liquidity sanity-check, and a direct link to that fund's analysis page. Cheaper price doesn't automatically mean better. Verify the peer holds what you actually want. ## More on Dividend Data - Overview (HTML): https://www.dividenddata.com/funds/fcfwx - Distribution history: https://www.dividenddata.com/funds/fcfwx/dividend - Holdings & diversification: https://www.dividenddata.com/funds/fcfwx/diversification - Fees & cheaper alternatives: https://www.dividenddata.com/funds/fcfwx/expenses - Peer comparison: https://www.dividenddata.com/funds/fcfwx/peers Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.