# American Funds 2035 Target Date Retirement Fd Cl F-1 (FAQTX): Mutual Fund Facts & Distributions > Markdown mirror of https://www.dividenddata.com/funds/faqtx for AI agents. Same live data as the HTML page, regenerated on the same refresh cycle. Not investment advice. - Issuer: Capital Group · Asset class: Series - Strategy: Thematic · Inception: 2007-02-01 This fund seeks a combination of capital appreciation, regular income generation, and preservation of its initial investment. As it approaches and subsequently passes its target date, the fund gradually shifts its holdings, allocating a larger proportion of its assets to fixed income, dividend-paying equity, and diversified balanced funds. Its investment approach involves strategically combining various American Funds with different weightings. These underlying American Funds encompass a broad spectrum of investment styles, including those focused on growth, growth with income, income from... ## Key Facts | Metric | Value | |---|---| | Price | $21.86 | | Expense Ratio | 0.70% | | Assets Under Management | $54.89B | | NAV | $21.86 | | Holdings Count | 0 | | Distribution Yield (TTM) | 5.68% | | Annual Distribution (TTM) | $1.24 /share | | Distribution Frequency | Annual | | 52-Week Range | $19.91 – $22.55 | | Beta | 0.98 | ## Latest Distribution - Amount: $1.2416 /share - Ex-date: 2025-12-24 - Pay date: 2025-12-26 ## Frequently Asked Questions ### What does FAQTX invest in? This fund seeks a combination of capital appreciation, regular income generation, and preservation of its initial investment. As it approaches and subsequently passes its target date, the fund gradually shifts its holdings, allocating a larger proportion of its assets to fixed income, dividend-paying equity, and diversified balanced funds. Its investment approach involves strategically combining various American Funds with different weightings. These underlying American Funds encompass a broad spectrum of investment styles, including those focused on growth, growth with income, income from equities, balanced portfolios, and fixed income, each designed to achieve distinct financial objectives. ### What is the expense ratio of FAQTX? American Funds 2035 Target Date Retirement Fd Cl F-1 (FAQTX) charges an expense ratio of 0.70%. This is the annual fee deducted from fund assets to cover management and operations. ### How big is FAQTX? American Funds 2035 Target Date Retirement Fd Cl F-1 (FAQTX) manages $54.89B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure. Funds below ~$50M are at higher risk of liquidation. ### Is FAQTX actively managed or an index fund? FAQTX's management style is described in the fund's prospectus. See the description on the Summary tab for the published strategy. ### When was FAQTX launched? American Funds 2035 Target Date Retirement Fd Cl F-1 (FAQTX) launched in February 2007 and is managed by Capital Group. ### How has FAQTX performed? FAQTX's total return (price change plus reinvested distributions) is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon. ### Does FAQTX pay a dividend? American Funds 2035 Target Date Retirement Fd Cl F-1 (FAQTX) currently distributes little or no income. Trailing-twelve-month yield is 5.68%. Investors looking for income should consider income-focused alternatives. See the Peers tab. ### How often does FAQTX pay dividends? American Funds 2035 Target Date Retirement Fd Cl F-1 pays dividends Annual. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page. ### What is FAQTX's dividend yield? FAQTX's trailing-twelve-month yield is 5.68%, calculated from the sum of dividends over the past year divided by the current price. ### When is FAQTX's next ex-dividend date? The most recently announced ex-dividend date for FAQTX was 2025-12-24. The next ex-date typically follows Annual; once announced it appears at the top of the dividend history table on this page. ### How much will FAQTX's expense ratio cost me over 30 years? On a $10,000 investment compounding at 7% gross return, a 0.70% expense ratio quietly compounds against your balance every year. The Fee Compounding Forecast card above projects the dollar drag for any holding period and assumption you pick. The typical result for a 1.0% expense ratio on a 30-year hold is roughly 25% of the final balance lost to fees. ### How does FAQTX charge its expense ratio? The expense ratio is deducted in tiny daily slices from FAQTX's net asset value (NAV). You never see a bill. The price quoted on every exchange is already net of fees. There's no "fee day" to avoid; the cost is continuous and built into the trading price. ### Why does FAQTX cost more than a fund like VOO? FAQTX's strategy (current expense ratio 0.70%) is different from a broad-market index tracker like VOO, so its fee belongs to a different cohort. The Cost Verdict card above shows you where FAQTX sits within its own category, which is the comparison that actually matters. ### Are there cheaper alternatives to FAQTX? The Lower-Fee Alternatives card above lists mutual funds following the same investment strategy as FAQTX (0.70%) but at a lower expense ratio. Each row shows the fee gap, the peer's AUM as a liquidity sanity-check, and a direct link to that fund's analysis page. Cheaper price doesn't automatically mean better. Verify the peer holds what you actually want. ## More on Dividend Data - Overview (HTML): https://www.dividenddata.com/funds/faqtx - Distribution history: https://www.dividenddata.com/funds/faqtx/dividend - Holdings & diversification: https://www.dividenddata.com/funds/faqtx/diversification - Fees & cheaper alternatives: https://www.dividenddata.com/funds/faqtx/expenses - Peer comparison: https://www.dividenddata.com/funds/faqtx/peers Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.