# American Funds 2025 Trgt Date Ret Inc F1 (FAPTX): Mutual Fund Facts & Distributions > Markdown mirror of https://www.dividenddata.com/funds/faptx for AI agents. Same live data as the HTML page, regenerated on the same refresh cycle. Not investment advice. - Issuer: Capital Group · Asset class: Series - Strategy: Thematic · Inception: 2007-02-01 The fund normally invests a greater portion of its assets in fixed income, equity-income and balanced funds as it approaches and passes its target date. The advisor attempts to achieve its investment objectives by investing in a mix of American Funds in different combinations and weightings. The underlying American Funds represent a variety of fund categories, including growth funds, growth-and-income funds, equity-income funds, balanced funds and fixed income funds. The fund categories represent differing investment objectives and strategies. ## Key Facts | Metric | Value | |---|---| | Price | $16.51 | | Expense Ratio | 0.67% | | Assets Under Management | $28.77B | | NAV | $16.51 | | Holdings Count | 0 | | Distribution Yield (TTM) | 7.13% | | Annual Distribution (TTM) | $1.18 /share | | Distribution Frequency | Annual | | 52-Week Range | $15.56 – $17.09 | | Beta | 0.78 | ## Latest Distribution - Amount: $1.1775 /share - Ex-date: 2025-12-24 - Pay date: 2025-12-26 ## Frequently Asked Questions ### What does FAPTX invest in? The fund normally invests a greater portion of its assets in fixed income, equity-income and balanced funds as it approaches and passes its target date. The advisor attempts to achieve its investment objectives by investing in a mix of American Funds in different combinations and weightings. The underlying American Funds represent a variety of fund categories, including growth funds, growth-and-income funds, equity-income funds, balanced funds and fixed income funds. The fund categories represent differing investment objectives and strategies. ### What is the expense ratio of FAPTX? American Funds 2025 Trgt Date Ret Inc F1 (FAPTX) charges an expense ratio of 0.67%. This is the annual fee deducted from fund assets to cover management and operations. ### How big is FAPTX? American Funds 2025 Trgt Date Ret Inc F1 (FAPTX) manages $28.77B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure. Funds below ~$50M are at higher risk of liquidation. ### Is FAPTX actively managed or an index fund? FAPTX's management style is described in the fund's prospectus. See the description on the Summary tab for the published strategy. ### When was FAPTX launched? American Funds 2025 Trgt Date Ret Inc F1 (FAPTX) launched in February 2007 and is managed by Capital Group. ### How has FAPTX performed? FAPTX's total return (price change plus reinvested distributions) is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon. ### Does FAPTX pay a dividend? American Funds 2025 Trgt Date Ret Inc F1 (FAPTX) currently distributes little or no income. Trailing-twelve-month yield is 7.13%. Investors looking for income should consider income-focused alternatives. See the Peers tab. ### How often does FAPTX pay dividends? American Funds 2025 Trgt Date Ret Inc F1 pays dividends Annual. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page. ### What is FAPTX's dividend yield? FAPTX's trailing-twelve-month yield is 7.13%, calculated from the sum of dividends over the past year divided by the current price. ### When is FAPTX's next ex-dividend date? The most recently announced ex-dividend date for FAPTX was 2025-12-24. The next ex-date typically follows Annual; once announced it appears at the top of the dividend history table on this page. ### How much will FAPTX's expense ratio cost me over 30 years? On a $10,000 investment compounding at 7% gross return, a 0.67% expense ratio quietly compounds against your balance every year. The Fee Compounding Forecast card above projects the dollar drag for any holding period and assumption you pick. The typical result for a 1.0% expense ratio on a 30-year hold is roughly 25% of the final balance lost to fees. ### How does FAPTX charge its expense ratio? The expense ratio is deducted in tiny daily slices from FAPTX's net asset value (NAV). You never see a bill. The price quoted on every exchange is already net of fees. There's no "fee day" to avoid; the cost is continuous and built into the trading price. ### Why does FAPTX cost more than a fund like VOO? FAPTX's strategy (current expense ratio 0.67%) is different from a broad-market index tracker like VOO, so its fee belongs to a different cohort. The Cost Verdict card above shows you where FAPTX sits within its own category, which is the comparison that actually matters. ### Are there cheaper alternatives to FAPTX? The Lower-Fee Alternatives card above lists mutual funds following the same investment strategy as FAPTX (0.67%) but at a lower expense ratio. Each row shows the fee gap, the peer's AUM as a liquidity sanity-check, and a direct link to that fund's analysis page. Cheaper price doesn't automatically mean better. Verify the peer holds what you actually want. ## More on Dividend Data - Overview (HTML): https://www.dividenddata.com/funds/faptx - Distribution history: https://www.dividenddata.com/funds/faptx/dividend - Holdings & diversification: https://www.dividenddata.com/funds/faptx/diversification - Fees & cheaper alternatives: https://www.dividenddata.com/funds/faptx/expenses - Peer comparison: https://www.dividenddata.com/funds/faptx/peers Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.