# American Funds 2050 Target Date Retirment Fd Cl F-1 (FAITX): Mutual Fund Facts & Distributions > Markdown mirror of https://www.dividenddata.com/funds/faitx for AI agents. Same live data as the HTML page, regenerated on the same refresh cycle. Not investment advice. - Issuer: Capital Group · Asset class: Series - Strategy: Thematic · Inception: 2007-02-01 The fund aims for three main objectives: capital appreciation, income generation, and the preservation of capital. As it approaches and moves beyond its target date, the investment strategy shifts to allocate a greater share of assets to fixed-income, equity-income, and balanced funds. The advisor achieves these goals by constructing a portfolio from a diverse array of underlying American Funds, applying various combinations and weightings. These underlying funds encompass a broad range of categories—such as growth, growth-and-income, equity-income, balanced, and fixed-income funds—each sel... ## Key Facts | Metric | Value | |---|---| | Price | $25.60 | | Expense Ratio | 0.73% | | Assets Under Management | $42.23B | | NAV | $25.60 | | Holdings Count | 0 | | Distribution Yield (TTM) | 5.31% | | Annual Distribution (TTM) | $1.36 /share | | Distribution Frequency | Annual | | 52-Week Range | $22.02 – $26.30 | | Beta | 1.20 | ## Latest Distribution - Amount: $1.3588 /share - Ex-date: 2025-12-24 - Pay date: 2025-12-26 ## Frequently Asked Questions ### What does FAITX invest in? The fund aims for three main objectives: capital appreciation, income generation, and the preservation of capital. As it approaches and moves beyond its target date, the investment strategy shifts to allocate a greater share of assets to fixed-income, equity-income, and balanced funds. The advisor achieves these goals by constructing a portfolio from a diverse array of underlying American Funds, applying various combinations and weightings. These underlying funds encompass a broad range of categories—such as growth, growth-and-income, equity-income, balanced, and fixed-income funds—each selected to address distinct investment objectives. ### What is the expense ratio of FAITX? American Funds 2050 Target Date Retirment Fd Cl F-1 (FAITX) charges an expense ratio of 0.73%. This is the annual fee deducted from fund assets to cover management and operations. ### How big is FAITX? American Funds 2050 Target Date Retirment Fd Cl F-1 (FAITX) manages $42.23B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure. Funds below ~$50M are at higher risk of liquidation. ### Is FAITX actively managed or an index fund? FAITX's management style is described in the fund's prospectus. See the description on the Summary tab for the published strategy. ### When was FAITX launched? American Funds 2050 Target Date Retirment Fd Cl F-1 (FAITX) launched in February 2007 and is managed by Capital Group. ### How has FAITX performed? FAITX's total return (price change plus reinvested distributions) is charted at the top of this page. Switch the price chart to Total Return and pick a 1-year, 3-year, 5-year, or 10-year window to read the compound annual growth rate (CAGR) over each horizon. ### Does FAITX pay a dividend? American Funds 2050 Target Date Retirment Fd Cl F-1 (FAITX) currently distributes little or no income. Trailing-twelve-month yield is 5.31%. Investors looking for income should consider income-focused alternatives. See the Peers tab. ### How often does FAITX pay dividends? American Funds 2050 Target Date Retirment Fd Cl F-1 pays dividends Annual. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page. ### What is FAITX's dividend yield? FAITX's trailing-twelve-month yield is 5.31%, calculated from the sum of dividends over the past year divided by the current price. ### When is FAITX's next ex-dividend date? The most recently announced ex-dividend date for FAITX was 2025-12-24. The next ex-date typically follows Annual; once announced it appears at the top of the dividend history table on this page. ### How much will FAITX's expense ratio cost me over 30 years? On a $10,000 investment compounding at 7% gross return, a 0.73% expense ratio quietly compounds against your balance every year. The Fee Compounding Forecast card above projects the dollar drag for any holding period and assumption you pick. The typical result for a 1.0% expense ratio on a 30-year hold is roughly 25% of the final balance lost to fees. ### How does FAITX charge its expense ratio? The expense ratio is deducted in tiny daily slices from FAITX's net asset value (NAV). You never see a bill. The price quoted on every exchange is already net of fees. There's no "fee day" to avoid; the cost is continuous and built into the trading price. ### Why does FAITX cost more than a fund like VOO? FAITX's strategy (current expense ratio 0.73%) is different from a broad-market index tracker like VOO, so its fee belongs to a different cohort. The Cost Verdict card above shows you where FAITX sits within its own category, which is the comparison that actually matters. ### Are there cheaper alternatives to FAITX? The Lower-Fee Alternatives card above lists mutual funds following the same investment strategy as FAITX (0.73%) but at a lower expense ratio. Each row shows the fee gap, the peer's AUM as a liquidity sanity-check, and a direct link to that fund's analysis page. Cheaper price doesn't automatically mean better. Verify the peer holds what you actually want. ## More on Dividend Data - Overview (HTML): https://www.dividenddata.com/funds/faitx - Distribution history: https://www.dividenddata.com/funds/faitx/dividend - Holdings & diversification: https://www.dividenddata.com/funds/faitx/diversification - Fees & cheaper alternatives: https://www.dividenddata.com/funds/faitx/expenses - Peer comparison: https://www.dividenddata.com/funds/faitx/peers Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.