# American Funds Retirement Income Portfolio - Conservative Class F-1 (FAFWX): Mutual Fund Facts & Distributions > Markdown mirror of https://www.dividenddata.com/funds/fafwx for AI agents. Same live data as the HTML page, regenerated on the same refresh cycle. Not investment advice. - Issuer: Capital Group · Asset class: Series - Strategy: Actively Managed · Inception: 2015-08-28 This investment vehicle aims to produce consistent income, achieve long-term capital appreciation, and safeguard its initial principal, prioritizing both income generation and capital preservation. To fulfill these objectives, the portfolio manager strategically invests in a diverse array of American Funds, adjusting their allocations and selections over time. The underlying funds are primarily structured to yield income, consisting mainly of fixed-income instruments, dividend-focused equities, and balanced funds. This particular fund is one of three American Funds Retirement Income Portfol... ## Key Facts | Metric | Value | |---|---| | Price | $13.03 | | Expense Ratio | 0.64% | | Assets Under Management | $1.38B | | NAV | $13.03 (2026-10-30 close) | | Holdings Count | 0 | | Distribution Yield (TTM) | 3.43% | | Annual Distribution (TTM) | $0.45 /share | | Distribution Frequency | Quarterly | | 52-Week Range | $12.56 – $13.29 | | Beta | 0.67 | ## Latest Distribution - Amount: $0.1012 /share - Ex-date: 2026-09-28 - Pay date: 2026-09-29 ## Frequently Asked Questions ### What does FAFWX invest in? This investment vehicle aims to produce consistent income, achieve long-term capital appreciation, and safeguard its initial principal, prioritizing both income generation and capital preservation. To fulfill these objectives, the portfolio manager strategically invests in a diverse array of American Funds, adjusting their allocations and selections over time. The underlying funds are primarily structured to yield income, consisting mainly of fixed-income instruments, dividend-focused equities, and balanced funds. This particular fund is one of three American Funds Retirement Income Portfolios, specifically crafted for retirees or those nearing retirement who are implementing a systematic withdrawal plan. It distinguishes itself within this suite by striving for the lowest potential for loss. ### What is the expense ratio of FAFWX? American Funds Retirement Income Portfolio - Conservative Class F-1 (FAFWX) charges an expense ratio of 0.64%. This is the annual fee deducted from fund assets to cover management and operations. ### What is FAFWX's dividend yield? FAFWX's trailing-twelve-month yield is 3.43%, calculated from the sum of dividends over the past year divided by the current price. ### How big is FAFWX? American Funds Retirement Income Portfolio - Conservative Class F-1 (FAFWX) manages $1.38B in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure. Funds below ~$50M are at higher risk of liquidation. ### Is FAFWX actively managed or an index fund? FAFWX is actively managed: the manager selects holdings rather than tracking an index. Active funds typically charge higher expense ratios than index funds (FAFWX's is 0.64%) in exchange for the discretion to over- or under-weight positions. ### When was FAFWX launched? American Funds Retirement Income Portfolio - Conservative Class F-1 (FAFWX) launched in August 2015 and is managed by Capital Group. ### Does FAFWX pay a dividend? Yes, American Funds Retirement Income Portfolio - Conservative Class F-1 (FAFWX) distributes dividends to shareholders. The trailing-twelve-month yield is 3.43%. Full dividend history is on this page. ### How often does FAFWX pay dividends? American Funds Retirement Income Portfolio - Conservative Class F-1 pays dividends Quarterly. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page. ### When is FAFWX's next ex-dividend date? The most recently announced ex-dividend date for FAFWX was 2026-09-28. The next ex-date typically follows Quarterly; once announced it appears at the top of the dividend history table on this page. ### How much will FAFWX's expense ratio cost me over 30 years? On a $10,000 investment compounding at 7% gross return, a 0.64% expense ratio quietly compounds against your balance every year. The Fee Compounding Forecast card above projects the dollar drag for any holding period and assumption you pick. The typical result for a 1.0% expense ratio on a 30-year hold is roughly 25% of the final balance lost to fees. ### How does FAFWX charge its expense ratio? The expense ratio is deducted in tiny daily slices from FAFWX's net asset value (NAV). You never see a bill. The price quoted on every exchange is already net of fees. There's no "fee day" to avoid; the cost is continuous and built into the trading price. ### Why does FAFWX cost more than a fund like VOO? FAFWX is actively managed (current expense ratio 0.64%). Active funds charge more than passive index trackers in exchange for the manager's discretion to over- or under-weight positions. The Cost Verdict card above tells you whether FAFWX's fee is competitive for the active-management cohort. ### Are there cheaper alternatives to FAFWX? The Lower-Fee Alternatives card above lists mutual funds following the same investment strategy as FAFWX (0.64%) but at a lower expense ratio. Each row shows the fee gap, the peer's AUM as a liquidity sanity-check, and a direct link to that fund's analysis page. Cheaper price doesn't automatically mean better. Verify the peer holds what you actually want. ## More on Dividend Data - Overview (HTML): https://www.dividenddata.com/funds/fafwx - Distribution history: https://www.dividenddata.com/funds/fafwx/dividend - Holdings & diversification: https://www.dividenddata.com/funds/fafwx/diversification - Fees & cheaper alternatives: https://www.dividenddata.com/funds/fafwx/expenses - Peer comparison: https://www.dividenddata.com/funds/fafwx/peers Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.