# Community Bankers Trust Corporation (ESXB): Mutual Fund Facts & Distributions > Markdown mirror of https://www.dividenddata.com/funds/esxb for AI agents. Same live data as the HTML page, regenerated on the same refresh cycle. Not investment advice. - Issuer: — · Asset class: Bond - Strategy: Actively Managed · Inception: 2006-09-05 Community Bankers Trust Corporation serves as the parent entity for Essex Bank, a financial institution based in Richmond, Virginia, specializing in commercial banking and related financial offerings. The company maintains a workforce of 255 full-time employees. Essex Bank provides a broad spectrum of financial services to both individual clients and small businesses. Its comprehensive product suite includes various deposit accounts, such as demand and time deposits for personal and commercial use, alongside a diverse portfolio of lending options, encompassing commercial and industrial loan... ## Key Facts | Metric | Value | |---|---| | Price | $11.30 | | Expense Ratio | — | | Assets Under Management | — | | NAV | — | | Holdings Count | — | | Distribution Yield (TTM) | — | | Annual Distribution (TTM) | — /share | | Distribution Frequency | Weekly | | 52-Week Range | $6.71 – $12.50 | | Beta | 1.22 | ## Latest Distribution - Amount: $0.0700 /share - Ex-date: 2021-11-26 - Pay date: 2021-12-02 ## Frequently Asked Questions ### What does ESXB invest in? Community Bankers Trust Corporation serves as the parent entity for Essex Bank, a financial institution based in Richmond, Virginia, specializing in commercial banking and related financial offerings. The company maintains a workforce of 255 full-time employees. Essex Bank provides a broad spectrum of financial services to both individual clients and small businesses. Its comprehensive product suite includes various deposit accounts, such as demand and time deposits for personal and commercial use, alongside a diverse portfolio of lending options, encompassing commercial and industrial loans, consumer credit, small business financing, and real estate-backed mortgages. Additionally, the bank facilitates investment services and offers safe deposit box facilities. Further enhancing its financial solutions, Essex Services, Inc., a subsidiary of the Bank, utilizes its team of financial consultants to deliver a range of investment products and alternative strategies. The corporation's operations are structured across three primary business segments: retail and small business banking, commercial and industrial banking, and real estate lending. Its investment portfolio primarily comprises debt instruments issued by the United States Treasury, various U.S. Government agencies (including sponsored enterprises), and securities from state, county, and municipal governments. These lending and investment activities are crucially funded through the deposits gathered from its customers. ### What is the expense ratio of ESXB? An expense ratio for Community Bankers Trust Corporation (ESXB) is not available from our data sources. Neither our market-data feed nor the SEC's structured prospectus and annual-report datasets report one for this share class. The fund's prospectus on the issuer's site carries the authoritative fee. ### What is the duration of ESXB? Effective duration measures ESXB's sensitivity to interest-rate changes: a duration of 6 means a 1% rate move shifts NAV by roughly 6% in the opposite direction. ESXB's current duration is published on the fund's factsheet on the issuer's website. ### What is the credit quality of ESXB? ESXB's credit quality breakdown (the share of holdings rated AAA through CCC and below) is published on the fund's factsheet. Higher-quality (investment-grade) funds yield less but carry less default risk than high-yield / junk bond funds. ### What is the yield to maturity of ESXB? Yield to maturity (YTM) is the total return you'd earn from ESXB if every bond in the portfolio is held to maturity at the current price. ESXB's YTM is published on the fund's factsheet on the issuer's website. It differs from the trailing-12-month yield because YTM reflects current bond prices rather than historical income paid. ### How big is ESXB? Community Bankers Trust Corporation (ESXB) manages — in total assets. AUM determines bid-ask liquidity and the fund's vulnerability to closure. Funds below ~$50M are at higher risk of liquidation. ### Does ESXB pay a dividend? Community Bankers Trust Corporation (ESXB) currently distributes little or no income. Trailing-twelve-month yield is —. Investors looking for income should consider income-focused alternatives. See the Peers tab. ### How often does ESXB pay dividends? Community Bankers Trust Corporation pays dividends Weekly. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page. ### What is ESXB's dividend yield? ESXB's trailing-twelve-month yield is —, calculated from the sum of dividends over the past year divided by the current price. ### When is ESXB's next ex-dividend date? The most recently announced ex-dividend date for ESXB was 2021-11-26. The next ex-date typically follows Weekly; once announced it appears at the top of the dividend history table on this page. ### Why is ESXB's expense ratio not shown? Neither our market-data feed nor the SEC's structured filing datasets (prospectus fee tables and Form N-CEN annual reports, which we re-check twice a month) report an expense ratio for Community Bankers Trust Corporation (ESXB). That usually means the fund family doesn't register this share class's ticker in the SEC's machine-readable data, or the vehicle reports fees outside the standard fund forms. Rather than estimate, we leave it blank; the prospectus on the issuer's site carries the authoritative number. ### How does ESXB charge its expense ratio? The expense ratio is deducted in tiny daily slices from ESXB's net asset value (NAV). You never see a bill. The price quoted on every exchange is already net of fees. There's no "fee day" to avoid; the cost is continuous and built into the trading price. ## More on Dividend Data - Overview (HTML): https://www.dividenddata.com/funds/esxb - Distribution history: https://www.dividenddata.com/funds/esxb/dividend - Holdings & diversification: https://www.dividenddata.com/funds/esxb/diversification - Fees & cheaper alternatives: https://www.dividenddata.com/funds/esxb/expenses - Peer comparison: https://www.dividenddata.com/funds/esxb/peers Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.