# Simplify Opportunistic Income ETF (CRDT): ETF Facts & Distributions > Markdown mirror of https://www.dividenddata.com/funds/crdt for AI agents. Same live data as the HTML page, regenerated on the same refresh cycle. Not investment advice. - Issuer: Simplify · Asset class: Fixed Income - Strategy: Actively Managed · Inception: 2023-06-26 The Simplify Opportunistic Income ETF (CRDT) primarily aims to deliver immediate income, with long-term growth of capital serving as a secondary goal. This actively managed fund employs an opportunistic credit approach, meticulously selecting securities from the high-yield, investment-grade, and distressed debt markets. Its comprehensive investment methodology integrates macroeconomic insights, quantitative analysis, and fundamental research to uncover unique opportunities, striving to generate superior returns (alpha) that enhance the diversification of typical investment portfolios. Aster... ## Key Facts | Metric | Value | |---|---| | Price | $20.78 | | Expense Ratio | 0.99% | | Assets Under Management | $28.1M | | NAV | $20.82 | | Holdings Count | 88 | | Distribution Yield (TTM) | 6.35% | | Annual Distribution (TTM) | $1.32 /share | | Distribution Frequency | Monthly | | 52-Week Range | $19.94 – $23.98 | | Beta | 0.50 | ## Latest Distribution - Amount: $0.1000 /share - Ex-date: 2026-09-25 - Pay date: 2026-09-30 ## Frequently Asked Questions ### What does CRDT invest in? The Simplify Opportunistic Income ETF (CRDT) primarily aims to deliver immediate income, with long-term growth of capital serving as a secondary goal. This actively managed fund employs an opportunistic credit approach, meticulously selecting securities from the high-yield, investment-grade, and distressed debt markets. Its comprehensive investment methodology integrates macroeconomic insights, quantitative analysis, and fundamental research to uncover unique opportunities, striving to generate superior returns (alpha) that enhance the diversification of typical investment portfolios. Asterozoa Capital, an alternative investment specialist, acts as the sub-advisor, bringing expertise in opportunistic investing across various levels of a company's capital structure, with a strong focus on mitigating risks and reducing correlations through careful portfolio design and hedging techniques. ### What is the expense ratio of CRDT? Simplify Opportunistic Income ETF (CRDT) charges an expense ratio of 0.99%. This is the annual fee deducted from fund assets to cover management and operations. ### What is CRDT's dividend yield? CRDT's trailing-twelve-month yield is 6.35%, calculated from the sum of dividends over the past year divided by the current price. ### What is the duration of CRDT? Effective duration measures CRDT's sensitivity to interest-rate changes: a duration of 6 means a 1% rate move shifts NAV by roughly 6% in the opposite direction. CRDT's current duration is published on the fund's factsheet on the issuer's website. ### What is the credit quality of CRDT? CRDT's credit quality breakdown (the share of holdings rated AAA through CCC and below) is published on the fund's factsheet. Higher-quality (investment-grade) funds yield less but carry less default risk than high-yield / junk bond funds. ### What is the yield to maturity of CRDT? Yield to maturity (YTM) is the total return you'd earn from CRDT if every bond in the portfolio is held to maturity at the current price. CRDT's YTM is published on the fund's factsheet on the issuer's website. It differs from the trailing-12-month yield because YTM reflects current bond prices rather than historical income paid. ### Does CRDT pay a dividend? Yes, Simplify Opportunistic Income ETF (CRDT) distributes dividends to shareholders. The trailing-twelve-month yield is 6.35%. Full dividend history is on this page. ### How often does CRDT pay dividends? Simplify Opportunistic Income ETF pays dividends Monthly. Each ex-dividend date, record date, and payment date is listed in the dividend history table on this page. ### When is CRDT's next ex-dividend date? The most recently announced ex-dividend date for CRDT was 2026-09-25. The next ex-date typically follows Monthly; once announced it appears at the top of the dividend history table on this page. ### How much will CRDT's expense ratio cost me over 30 years? On a $10,000 investment compounding at 7% gross return, a 0.99% expense ratio quietly compounds against your balance every year. The Fee Compounding Forecast card above projects the dollar drag for any holding period and assumption you pick. The typical result for a 1.0% expense ratio on a 30-year hold is roughly 25% of the final balance lost to fees. ### How does CRDT charge its expense ratio? The expense ratio is deducted in tiny daily slices from CRDT's net asset value (NAV). You never see a bill. The price quoted on every exchange is already net of fees. There's no "fee day" to avoid; the cost is continuous and built into the trading price. ### Why does CRDT cost more than a fund like VOO? CRDT is actively managed (current expense ratio 0.99%). Active funds charge more than passive index trackers in exchange for the manager's discretion to over- or under-weight positions. The Cost Verdict card above tells you whether CRDT's fee is competitive for the active-management cohort. ### Are there cheaper alternatives to CRDT? The Lower-Fee Alternatives card above lists ETFs following the same investment strategy as CRDT (0.99%) but at a lower expense ratio. Each row shows the fee gap, the peer's AUM as a liquidity sanity-check, and a direct link to that fund's analysis page. Cheaper price doesn't automatically mean better. Verify the peer holds what you actually want. ## More on Dividend Data - Overview (HTML): https://www.dividenddata.com/funds/crdt - Distribution history: https://www.dividenddata.com/funds/crdt/dividend - Holdings & diversification: https://www.dividenddata.com/funds/crdt/diversification - Fees & cheaper alternatives: https://www.dividenddata.com/funds/crdt/expenses - Peer comparison: https://www.dividenddata.com/funds/crdt/peers Data sourced from primary filings and market data providers; see https://www.dividenddata.com/methodology.